Average Car Insurance Rates by Age

It is easy to find the average cost of auto insurance in your state and it is a good figure to compare your quotes to. However, average premium expenditure figures leave out so many variables. For example, the US average is $841 but it isn’t even clear what type of a policy a typical driver can buy for that…

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Can I Insure a Car I Don’t Own?

Often people ask questions like can I insure someone else’s car? It may be possible to insure a vehicle you don’t own, depending on several factors. Most states allow automobiles to be insured by someone else other than the legal owner. However you need to check this since few states require that auto insurance and…

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What Is Auto Insurance?

Everyone probably has an idea as to what is car insurance. However, there is no harm in properly defining it and various coverage options in detail to avoid false expectations. Also, it is always a good idea to refresh your knowledge every so often because insuring a vehicle requires attention to detail. Auto insurance is a…

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High Risk Auto Insurance Companies

The term high risk car insurance may suggest that only handful of people would fall into this category. However, 30 – 40% of drivers can fall into this risk profile depending on who is defining high risk. In the same way, people may think that high risk auto insurance companies would be few obscure and…

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What Does Auto Insurance Cover?

There are several ways of looking at insuring your vehicle. You may be asking what is the cheapest car insurance I can buy and it is answered in that post. Or you can keep reading to find answers to what does car insurance cover before worrying about buying one. It is important to know all your…

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How Much Is Car Insurance?

The question of how much is car insurance may sound like easy and the answer should be an indisputable figure. However, it is so difficult that insurers use complex formulas and computer programs to solve. One of the first things we need to know to answer it is the coverage required and therefore this question may need to…

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When Does Car Insurance Go Down?

Policyholders love to see premiums drop at renewals and this post explains what makes auto insurance go down. When does car insurance go down is a fairly general question and we will try to break it down below. Your rates may gradually go down in many stages and after specific events or changes in circumstances. That is why it…

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How Much Does Car Insurance Cost?

A question like how much does car insurance cost can only be answered in terms of averages because every vehicle is insured differently and driven in a diverse location by unique set of drivers. Knowing how much is average car insurance premium can give you clues as to what you should roughly be expecting to pay even though your rates…

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Do Parking Tickets Affect Insurance?

You may have to pay fines, penalties and appear in court depending on severity of traffic violation. For a traffic ticket to affect your auto insurance it has to go onto your Motor Vehicle Records (MVR). If auto insurance companies cannot see anything about a particular ticket in your MVR they cannot apply a surcharge…

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How Much Auto Insurance Do I Need?

Buying a minimum liabilities car insurance is a legal requirement for anyone who is planning to start driving. If you have to buy something anyway, it would be better you find the best coverage and the lowest price for it. Instead of thinking it is something you have to have, you should make the most…

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Why Do You Need Car Insurance?

Why Do We Need Car Insurance? Isn’t it better we know importance of car insurance, rather than knowing it is something we must buy? You may only see it as a burden right now, especially if you are young and paying high premiums. However, it can protect you from fines, financially ruining liability claims and…

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Do You Need Insurance to Drive?

If you are new to driving or vehicle ownership one of the first questions you may ask is can I drive a car without insurance? Vehicle ownership isn’t always about great pleasures you take out of it but comes with responsibilities too. One of them is to make sure anyone drives your automobile is insured at least for foreseeable…

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Who Has the Cheapest Auto Insurance?

People always ask questions like who has the cheapest car insurance rates; do you know a company that usually offers cheap vehicle insurance quotes for your friends, family or colleagues? Or something like which insurer offers the best rates for young drivers. We will try to answer these questions below as best as we can. Insuring a vehicle may…

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Top 10 Auto Insurance Companies for Paying Claims

Claim payment satisfaction is a measurement used by J.D. Power & Associates the top consumer research, study and reporting organization in the U.S. Their annual study of claim satisfaction from actual surveys of auto insurance policyholders across the majority of insurance companies provides the best and most accurate picture of which insurers are providing the…

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How Does Really Cheap Auto Insurance Sound?

There are times vehicle owners may need a very cheap car insurance policy. One of the reasons could be because you just want to comply with the minimum requirements to be able to drive your new automobile. So, let’s have a look at really cheap car insurance. Definition of Super Cheap Car Insurance This is not something…

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