Where Are the Best and Worst Drivers in the USA?

Sometimes you could be the absolute most careful driver and still get into an accident because other drivers around you are careless. In the U.S., there are some cities and states that qualify for the worst and best. Although the statistics and places listed below do not necessarily mean you are a best or worst driver, they definitely can prevent or help you get the best rates for auto insurance. 

cities with the best and worst drivers

Worst Driver Cities

City driving is where most driving accidents occur, simply because of the high number of cars, commuting from the suburbs into work every day and congestion. These factors contribute to more accidents than in rural places. Yet, why are some cities accident-prone while others are well below the national collision average?

Part of what makes a more dangerous city to drive in is the drivers themselves. If you look at a cross-section of America you could probably guess that the Northeast of the US is more prone to accidents than the Midwest or south. Part of this is the ‘business-like’ attitude of the northeast with one of the highest commuting rates in the country but the other is the sheer density of the northeast. The top 7 densest states in the U.S. in fact are all north-eastern states. This density leads to more people and more accidents. This may be why 7 of the top 10 worst cities for collisions include cities from north-eastern states, with 3 of the 10 being in highly populated areas of California.

If you live in Rhode Island, Massachusetts, New York, Maryland, D.C., Virginia, Pennsylvania or California you may be close to one of these terrible-to-drive-in cities.

10 Worst Cities to Drive in

  1. Boston, MA; 157.7% more likely to get into a collision
  2. Worcester, MA; 120.7%
  3. Baltimore, MD; 113.9%
  4. Washington, DC; 106.3%
  5. Springfield, MA; 93.1%
  6. Providence, RI; 87.4%
  7. Glendale, CA; 79.4%
  8. San Francisco, CA; 65%
  9. Philadelphia, PA; 64.4%
  10. Los Angeles, CA; 63.3%

How do you ensure the best possible outcome in these areas? Be sure to find out how to be properly insured with full coverage and drive a car that has met the top safety standards of the NHTSA and IIHS. If you are likely to get into an accident, you definitely want to be prepared financially to handle the eventuality with insurance that will protect you.

Surprisingly, even though Massachusetts has three cities in the top ten worst places to drive in, it is only the 16th most expensive states to be insured in. With one of the fewest uninsured drivers rate in the US at 4.5% compared to a national average of 13.8%, this may be a reason for the lower premiums. However, other states like Washington, D.C., Rhode Island, Connecticut, California and Maryland all rate in the top 10 of most expensive states for insurance.

Best Driver Cities

The best cities in the U.S. to avoid a collision are places that are mostly in the heartland of America which you may notice is a place of wide open spaces and less densely populated.

10 Safest Cities to Drive in:

  1. Kansas City, KS; 24.8% less likely to get in a collision
  2. Brownsville, TX; 24.6%
  3. Boise, ID; 23.5%
  4. Fort Collins, CO; 21.1%
  5. Cape Coral, FL; 21%
  6. Madison, WI; 18.2%
  7. Cedar Rapids, IA; 15.1%
  8. Laredo, TX; 14.7%
  9. Huntsville, AL; 14.7%
  10. Cary, NC; 13.8%

What you may notice about the safest places in the U.S. to drive is that the percentages that you are less likely to get into an accident are not as pronounced as those for getting into an accident in the worst cities. So although these cities are ‘safer’ they are at most only a quarter safer than the national average. Which means you will still want to get full coverage insurance and drive a safe vehicle.

Make full comparison with auto insurance quotes received right here with our nationwide quote tool for the best prices no matter which city you live in.

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