State Minimum Car Insurance

There are many different coverage options when you want to buy a policy. When the money is tight people tend to look for cheap state minimum auto insurance coverage to comply with the basic requirements of their state. There are good reasons for why each state has such vehicle insurance laws. First of all, state…

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What Is Auto Insurance?

Everyone probably has an idea as to what is car insurance. However, there is no harm in properly defining it and various coverage options in detail to avoid false expectations. Also, it is always a good idea to refresh your knowledge every so often because insuring a vehicle requires attention to detail. Auto insurance is a…

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What Does Auto Insurance Cover?

There are several ways of looking at insuring your vehicle. You may be asking what is the cheapest car insurance I can buy and it is answered in that post. Or you can keep reading to find answers to what does car insurance cover before worrying about buying one. It is important to know all your…

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10 Costly Auto Insurance Mistakes

When looking to renew your auto insurance policy, switching carriers or getting car insurance for the first time, it is a good opportunity to assess your current coverage needs. Many drivers forget about all the circumstances that can cause them undue financial hardship, which can be negated simply by buying the right coverage. You can avoid…

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Penalties for Driving without Insurance

Auto insurance at one time in U.S. history was optional but this is no longer the case. In 48 states you are legally required by state law to carry the minimum mandatory car insurance as laid out by legislation in that state. Penalties for driving without insurance is regulated by state laws too. Only two…

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Cheap Liability Auto Insurance Online

You have just bought a car and cannot wait to drive but need insurance first. In any case you will need to purchase insurance before you can legally drive your vehicle on the roads. If all you want to make sure is to be legal you need cheap liability car insurance online because it is the fastest…

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Cheap Full Coverage Auto Insurance Quotes Online

You have to insure a vehicle before you can drive. So, you should definitely look into full coverage policies that will insure your auto properly, if you have to insure it anyway? Full coverage auto insurance is the most popular US auto insurance policy, with 72% of policyholders choosing it. This means that most policyholders go well beyond what they must buy to comply…

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How to Choose Car Insurance Coverage

Motorists try to pass the risks associated with driving a vehicle to insurers with a policy contract. It would be sensible to insure large part of insurable financial losses auto owners may face, providing premiums are affordable. That is why it is important to know how to choose auto insurance coverage and one way of determining it…

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What Is the Minimum Car Insurance You Need?

Often people ask what is the minimum car insurance you need. It is important to understand the real meaning of this question because what you need is totally different than what is required by your state. People should buy at least enough liabilities auto insurance to pay for damages and injuries they may cause. This is…

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How to Choose the Best Car Insurance Coverage

The term best includes a few elements in it. It suggests that the policy is the best you can have after considering coverage, price and reliability of the insurer. Selecting the most suitable option requires you to carefully look at what is available. You need to take your unique circumstances into account as well. When you are getting quotes…

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Compulsory Auto Insurance Policy Limits

A compulsory auto insurance policy is basically the state minimum car insurance coverage you must buy. Insurers aren’t allowed to sell policies that fall short of these coverage limits. So, you really don’t need to worry about falling short of basic requirements since every policy sold must comply with minimum policy limits. If you want to learn…

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What Is Secondary Auto Insurance Coverage?

The idea of primary and secondary car insurance coverage comes from the fact that you cannot double dip on insurance. If you have two separate policies covering the same risk one becomes the primary and the other secondary. They may end up paying for different losses suffered by the policyholder but never pay twice for…

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Does My Auto Insurance Cover Rental Cars?

If you have full coverage auto insurance how would it cover rental cars? This is a frequently asked question. Buying car insurance for rentals from the hire company is so expensive that you may want to make alternative arrangements beforehand. A standard auto insurance policy with full coverage will cover rental automobiles the same way…

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When to Drop Collision Insurance?

Car owners often ask do I need collision insurance? Under normal circumstances, collision coverage is a must when your automobile still has some value. And yet sometimes you may be justified to drop it, as it may be waste of money. Vehicle insurers can be flexible in terms of coverage. You may be able to pick and choose…

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What Does Liability Car Insurance Cover?

Auto insurance policies have many components and each provide different protection for policyholders. You need to have the relevant coverage in order to make a claim for a particular loss. Believe it or not there are many policyholders who buy liability only car insurance coverage and expect that they can claim for damages their vehicles sustained in collisions. That…

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Cheap Temporary Car Insurance Solutions

There are times you may need short-term auto insurance to insure a vehicle, driver or situation. Sometimes solution may appear to be pretty easy like buying coverage for rental vehicles from the rental company. However, you may later find out that you have wasted your money since you already had coverage for it. Understanding the…

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