Preferred Risk Auto Insurance

A vehicle insurer’s success depends on how good they are in assessing risk. Generally outstanding drivers with no recent claim or traffic ticket and several years of driving experience are categorized as preferred risk because they are much less likely to make a claim. They get offered preferential rates, which are cheaper than standard prices and yet more…

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How to Get Discounts on Car Insurance

Many policyholders assume that vehicle insurers would automatically check and apply all the discounts they qualify at each renewal. After all, we are living in a computer age and it only requires few tweaks on their quote calculation programs. It is definitely not much to expect the best rates when you are loyally sticking with…

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10 Driving Tips and Cheap Car Insurance for Seniors

Life can sometimes throw surprises. One of those surprises is the increase on car insurance for seniors after certain age (usually 70). Interestingly, the reasons for these hikes in premiums are similar to the reasons why teenagers get high rates. The statistical significance of too many older drivers involving in accidents is not ignored by insurers and you…

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Does Car Insurance Go down at 25?

25 isn’t normally an age that is considered a milestone. However, it is a milestone in terms of auto insurance. You come across this age many times in policies and even on hire contracts. For example, some policies only allow occasional drivers who are over the age of 25 (twenty five). So, does car insurance…

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Auto Insurance for Low Mileage Drivers

The longer a vehicle stays on the roads the higher the chance of getting involved in an accident. This is well documented with statistical data and therefore companies recognize and offer cheap auto insurance for low mileage drivers. Even though they may not drive much many people like to keep cars. Having an automobile in your…

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Various Car Insurance Payment Plans

When you buy a policy, you are usually presented with several car insurance payment plans. The two most common options are paying in full at the beginning and paying in installments. If there were no cost to deferring payments most people would choose this option. However, there is often a clash between the insurers wanting…

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