Stacked and Unstacked Auto Insurance Coverage

Stacking is an option to add coverage for different vehicles on top of each other and claim larger sums in one occurrence. It can be a contentious issue at times. It is generally used in relation with Uninsured and Underinsured Motorist Coverage. Significance of Stacking Uninsured /Underinsured Motorist Coverage Where allowed this gives the option…

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Does a Salvage Title Affect Insurance?

A salvage title vehicle is usually cheap to buy. That is one of the reasons why people are attracted to them. However, motorists should be aware of a few facts about buying such automobiles and getting salvage car insurance. Some of rebuilt automobiles may have had only cosmetic damages with little or no damage to engines. On the other…

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Car Insurance for Occasional Drivers

Vehicle insurance policies are written based on particulars provided by policyholders. And the assumption is that they are usually accurate and true. However, you may borrow your car to someone else occasionally. Although auto insurers know about the listed drivers they don’t know anything about occasional drivers. However, these occasional drivers may be ignored when calculating premiums since they don’t…

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Why Buy Packaged Car Insurance Policies

Package auto insurance policies may allow motorists to buy more coverage than they would otherwise be able to afford. A few additional covers are thrown in policies at nearly cost prices. Some insurers prefer to increase the protection provided by their policies to make them more attractive, rather than cutting their prices. If you have liability…

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How Car Insurance Policies Cover Passengers

Automobile accidents can be terrifying. They can be even more scary when a driver doesn’t have vehicle insurance coverage (or has insufficient cover) to pay for third party damages (when at fault) and own losses. All the states in America have at least minimum liability policy requirements before anyone can start driving. This policy protects…

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Buying Commercial Vehicle Insurance Policies

Commercial vehicles are used to transport goods or people for a fee and because of this you have to go for a special coverage called commercial vehicle insurance. It is not much different from personal auto insurance but there are a few things to be mindful of. Business policies usually have multiple vehicles with number of drivers….

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Pay Off Old Car Loans to Reduce Insurance Costs

When you fully own your automobile you can consider the question of what car insurance should I get freely. However, lienholders determine the level of insurance coverage you need for a financed auto. Therefore, paying off auto loans can free you from obligation to follow the requirements of the lender and allow you to make auto insurance decisions…

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