Question: Multi-car insurance policies must be a lot cheaper. How much can I save by arranging a multi-car insurance policy? Up to how many cars can I insure on the same policy?
Answer: The answer to the second question is; you can have 4 – 5 cars and trucks on the same policy depending on the insurer. More than this number, you will need to start another policy. Motorists like to insure multiple cars on the same policy mainly because this saves them money. How much they can save depends on a lot of factors and it is discussed under insuring multiple cars. Hopefully, the article answers more than what you asked. There is a high chance you will save money and probably enough by arranging multi-vehicle policies.
It is worth keeping in mind that even if you cannot (or don’t want to) buy a multicar policy, you can still save by insuring another vehicle in the same household with the same company (separate policies). Sometimes automobiles may be owned by different members of your family. Some states may insist that the owner and the name on the insurance policy must be the same. In such cases, you may negotiate discounts for bringing all the cars in the family to one insurer. Also, you may consider buying joint policies with both names on the policy documents. You need to check these options and see which fits your circumstances best.
Furthermore, you can save by combining home and auto insurance in one place. Companies keep pestering their policyholders so that they can sell more policies to them. This would be your chance to negotiate a deal. They give you discounts and you move your other policies to them. There are a lot of means of saving money on car insurance. You just have to keep looking and asking for it.