There are often times you may need or want to let someone else drive your vehicle. This could be someone in the family, your girlfriend or boyfriend or just a friend. It could even be someone you hardly know. Quite a few people are comfortable with allowing others to operate their automobiles. But what the…
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How Long till Auto Insurance Cancelled if Premium Unpaid?
You have entered into contract with your insurer when you took out a policy. In that insurance company will pay for your insured losses and you will make the premium payments in due course. If you paid your premium in full you have satisfied your requirements right at the start. However, you may be paying…
Continue readingWho Should Get Online Auto Insurance Quotes?
You can find almost everything on the Internet today and most people buy things and get delivered everyday. When it comes to buying vehicle insurance you have other options as well as online. You can also talk to a broker or a tied insurance agent face to face or by other means. You probably know…
Continue readingCan My Auto Insurance Be Cancelled Due to Accidents?
Accidents do happen and that is one of the reasons why you buy auto insurance coverage. Naturally, you would expect your insurer pay for your looses if you suffer reasonable damage to your vehicle. If you caused injuries and damages to other people, they would certainly make a claim on your policy. This is a…
Continue readingPrimary and Secondary Driver Insurance
Often more than one person operates a particular vehicle insured. Companies would want to know who would be driving it most and who else would be on the policy. That is why you would need to determine who is the primary and secondary user of it. This is usually not difficult. Usage is an important…
Continue readingIt Is Cheaper to Insure a Minivan than an SUV
Minivans are one of the cheapest cars to insure. They are pretty safe and not an attractive choice for drivers who are looking for power and speed. And yet many families across the US cannot do without them. They are designed to meet most budgets, their parts are widely available and most mechanics can fix…
Continue readingHow Long Can You Be without Auto Insurance?
There may be several circumstances in which you would want to know if you could still drive your automobile even though it isn’t insured. Some people may be under the impression that their insurers would offer a grace period for late car insurance payments or renewals. That is why they may think that they have…
Continue readingCan You Transfer Car Insurance to Another Person?
Usually you have several options as regards to your insurance when you sell or dispose of your vehicle. You can transfer the coverage to your new car if you are replacing the old one, cancel it and get a refund of premiums paid or transfer it to the new owner, especially if the ownership is…
Continue readingWhat Happens if your Car Insurance Claim Is Denied?
You buy a policy to protect yourself against many unknown damages and/or liabilities. Most people don’t even think about possible damages and injuries when they buy automobile insurance. They purchase a policy because it is a sensible thing to do. But one day you may have to ask an insurer to compensate you for the…
Continue readingCar Insurance without Permanent Address
There are times people may be in between addresses. They moved out of their home but haven’t yet moved to their new place. And there are people who don’t have a place to call home because they are homeless. Some may actually sleep in their vehicles. Those people need to insure their automobiles too. So,…
Continue readingVanishing and Zero Deductible Auto Insurance
You may be able to buy a zero deductible policy, pay nothing towards certain claims or required to pay deductibles by law in some states. Deductible is the portion of a claim you need to cover out of pocket before your insurer pays the rest of the damages. Reducing the out of pocket money in case…
Continue readingWhen Does Car Insurance Activate?
You don’t want to make mistakes when insuring your automobile and want to know exactly when it will be placed on cover. You may need your coverage to start at a later date or as quickly as possible depending on your circumstances, current policy and coverage required. Read on to find answers to questions relating…
Continue readingCalculate Your Auto Insurance Premium Fast
There are many calculators today to help consumers find out costs and budget better. These calculators work as everyone gets charged similar rates regardless of their age, address, experience, credit history and so on. However, so many specific factors affect auto insurance rates applied to you that it is difficult to use a basic calculator…
Continue reading10 Auto Insurance Secrets Revealed to Help You Save Money
There are a few well-known auto insurance tips and tricks that help drivers save money on premiums substantially. And there are a handful of car insurance secrets that are known to few people in the industry. They offer such an in-depth knowledge that makes it much easier to get lower premiums. Insurance companies wouldn’t want you to learn these…
Continue readingWill Insurance Pay If I Damage my Own Car or Property?
There are many scenarios in which you may cause damages to your own automobile or property and wonder if your auto insurance will pay for them. The answer mainly depends on your coverage and circumstances of the incident. So, it is best to break down this question and try to clarify the position as best…
Continue readingIs Car Insurance More Expensive for Males or Females?
There are many factors that affect how much premium you pay. Quite a few of these factors have to do with the level of risk. If you are statistically deemed to be more likely to cause accidents you will have to pay higher rates to compensate for it. Quite often people ask is car insurance…
Continue readingI Need an SR22 but Don’t Own a Car
If you are asked to file this certificate it is because you lost your license due to causing an accident while driving uninsured, getting caught driving while drunk or driving recklessly. You may have lost your license as a result of series of traffic tickets as well. Now, if you want your license back you…
Continue readingGap Insurance Refund
Gap car insurance is a valuable debt-cancellation tool although often referred to as insurance. Its purpose is to pay the difference between actual cash value of the insured auto and outstanding loan on it in case your insurer totals it after it is damaged by an insured peril. It can be a valuable protection especially…
Continue readingWhat Age Can You Get your Own Car Insurance?
You may not be an adult yet in terms of age but you may be an independent teenager living on your own and earning your keep. Then, you would probably want to have your own auto insurance policy. It is symbolic and generally necessary to own an automobile to move around independently and easily. But…
Continue readingHow Much Is Car Insurance Down Payment?
While it may be attractive to spread the premium over a period you would need to keep the costs in mind too. Most insurers offer various auto insurance down payment options for their policyholders, as long as certain requirements are met. Usually, size of down payment and number of proceeding installments depend on your zip…
Continue readingDo You Insure the Car or the Driver?
Sometimes it can be confusing what are you really insuring, the car or the drivers to drive it? That is why people often ask questions like does car insurance follow the car or the driver? It may sound like a tongue twister but actually a very good question to understand how vehicle insurance works. Let’s…
Continue readingCan I Transfer Insurance from One Car to Another?
Many people either trade in their old automobiles or sell them separately when they buy a new car. Most people don’t need, don’t have space or cannot afford two vehicles. If this is the plan you don’t need to buy a brand new policy for your new automobile most of the time, especially when you are…
Continue readingHow to Get Car Insurance for the First Time
Having your own set of wheels allows you to move more freely. However, a few responsibilities come with vehicle ownership too. One of the first things you need to do is to buy auto insurance. You could call an agent and ask for the cheapest policy they can offer you but this doesn’t mean that…
Continue readingDoes Being Self Employed Affect Car Insurance?
When you are self-employed you are your own boss and that may sound great. However, it also means that you need to make sure you are paid well and insured properly. You will need to sort out health, business and vehicle insurance and avoid a catastrophic business failure due to an unforeseen but insurable event….
Continue readingDo Insurance Companies Pay for Rental Cars?
Motorists often want to know who pays for rental car after an accident that damaged their own vehicle. It may be an accident they caused or had no fault. In any case, they lose the use of their automobile and have to rent another auto until own one is repaired. Various questions on the subject…
Continue readingCan I Cancel my Car Insurance Anytime?
Like every contract people want to know if auto insurance policies can be cancelled anytime. There are many reasons why policyholders would want to stop their policies. Naturally they want to know what they are supposed to do if they no longer own the vehicle or find a much better coverage at a cheaper price. This…
Continue readingWhat Is Comprehensive Auto Insurance?
The name suggests that almost everything is covered by this coverage but insurance is usually not that simple. This coverage is bought to insure automobiles against wide range of damages. Comprehensive car insurance definition is that it is a type of cover included in full coverage policies to pay for most damages to the insured vehicle,…
Continue readingWhat Happens if You Don’t Have Auto Insurance?
For most drivers it is unimaginable to drive without vehicle insurance coverage. However, about 14% of the US drivers are uninsured. They have already gone pass asking the question of what happens if I don’t have car insurance? Actually, they may have never asked the question and end up driving without buying insurance due to…
Continue readingDoes Car Insurance Cover Theft and Vandalism?
Vehicles are usually one of the most valuable possessions most people own and they look after them well. However, automobiles still get stolen or vandalized even though their owners follow every precaution. That is why one of the first coverage questions you should ask when you are insuring your vehicle is does auto insurance cover…
Continue readingGetting Car Insurance after Non-renewal
Insurers appear to be hungry for more business all the time. A day doesn’t go by without being exposed to a vehicle insurance advertisement. It may be hard to imagine that your auto insurance company drops you but they do drop drivers they consider high risk. You can also choose not to renew your policy….
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