There is no surprise there that multi-vehicle policies must be more economical for obvious reasons. There is less administration and more selling. Naturally, there are a few factors influencing premiums, including vehicles, drivers and competitiveness of the carrier. Let’s have a look at them separately and try to figure out the combined effects. Each additional…
Continue readingComparing Quotes
Car insurance comparison is one way of cutting premiums down that everyone can take advantage of regardless of driving, claim and credit history, age or background.
What If New Car Insurance Quotes Are Just Slightly Cheaper?
You have got a few auto insurance quotes and cannot make your mind up. There is nothing wrong with them and you are sure you would be equally happy with any company you pick. The problem is that the difference between the new one and the renewal quote is little. This is a pretty good…
Continue readingCan You Get Auto Insurance Discounts with a Listed Driver History?
After a few years of being a listed driver on a partner or parent’s policy you finally get own automobile and want to insure it on your name. Is there any discount available because you have been using someone else’s car and can prove it? Otherwise, is there a way of still benefiting from someone…
Continue readingWhat are Service Fees in My Car Insurance Invoice?
Slipping a little on top of auto insurance premiums is an old trick in the book. Even brokers can charge it for arranging the coverage or servicing it. Normally, they are required to disclose the fees and get the clients signature to say that they have seen them and agreed. If you have checked other…
Continue readingHow to Compare Auto Insurance Prices in 10 Steps
You have probably heard a few things from people who saved money by shopping for lower rates already and like to try your hand on comparing car insurance prices and finding cheap coverage. You would expect that there has got to be a methodology or things to prepare beforehand. Well, there is. Otherwise, people would…
Continue readingThe 10 Most Effective Ways to Save on Car Insurance
There are many ways for you to qualify for discounts but not all of them are powerful enough to make a real difference. Sometimes, you don’t need to get everything right to do well. All you need to do is to score high on basic points and that is exactly what you do if you…
Continue readingWhen May Cheap Car Insurance Quotes Be too Good to Be True?
It is worth pointing out right at the start that policies can be expensive for many different reasons other than offering great coverage or coming from one of the best auto insurers in the market. And a cheap policy can be as good as any if you take the time to carefully select it. Nevertheless,…
Continue readingShould You Be Extra Careful with Cheap Auto Insurance Prices?
It is lovely to bring the premium down 15 – 20%. But we are programmed to believe that expensive products are better quality. But it isn’t easy to give up these savings either, especially when on a tight budget. Still there is nothing wrong with questioning, checking and making sure that when you get cheaper…
Continue readingCheap Car Insurance Quotes
It is hard to ignore high premiums because it is such a large item in a household budget. It could be even a bigger problem in some regions where large numbers of people have to make do with limited income and rates are costlier than other areas. That is why it is essential that motorists…
Continue readingIs It Safe to Buy Car Insurance Online?
These days quite a few people do most of transactions over the Internet, including banking, applying for a loan or buying their groceries. However, people may still be cautions to insure automobiles online because of the heavy consequences of driving without it. So, let’s try to answer concerns motorists may have about safety and reliability…
Continue readingIs It Cheaper to Buy Car Insurance Online?
Competition is pretty strong in this sector with so many intermediaries on the high streets, constant advertisements on the TV and many websites. You have probably heard that you can buy cheap auto insurance online. It is only logical that they give discounts to customers who practically sell policies to themselves. They do all the…
Continue readingHow Many Auto Insurance Quotes Should I Get?
Just few years ago only licensed brokers could have reached the extent of the market you can reach now with a few clicks online and get several automobile insurance quotes. So, you shouldn’t hold back and enjoy it. Also, you probably come across on the TV that the carriers are telling you to compare the…
Continue readingHow Accurate Is a Quick Online Car Insurance Quote?
The Internet is another avenue for motorists. It is convenient and fast, and that is why it is popular. Often, people want a quick online auto insurance quote with minimum details. Obviously the price would be reliable when you provide Social Security Number that allows companies to complete all the checks and include them in…
Continue readingHow to Buy Cheap Insurance for Old Cars?
Many people are happy with their rides regardless of its age. Not everyone is looking for or need the latest model. It may meet their needs or they may be planning to change it in a year or two. Most people may be keen for an upgrade but insuring older automobiles can be cheaper and…
Continue readingWhy Should I Switch Auto Insurance Companies?
According to several studies drivers take comfort from knowing their existing carriers a while. Change can be worrying for some. However, this isn’t a good enough excuse not to shop around. Maybe the problem is that they either don’t know they can save on automobile insurance while still getting the same coverage and going with…
Continue readingCheaper Car Insurance for Women
Statistical figures and other findings conclusively favor them. It is hard to argue that there should be equality when one side is clearly more perilous. The difference between auto insurance premiums charged to men and women prove this point conclusively. Probably the point to look at is fairness, as most people would accept what is…
Continue readingHow to Get the Cheapest Auto Insurance for Teenage Drivers
Naturally, youngsters want to have a car as soon as they pass the licence test. And many of them can only afford to purchase a good second hand vehicle (with or without help from parents). However, automobile insurance premiums for teenagers can be prohibitive to a point that they can struggle to afford it just…
Continue readingCan You Really Save $500+ on Automobile Insurance Policies?
Figure of $500 seems to be the amount several vehicle insurers like us to believe we can economize. Can we really bring the premium down as much as that, even more or not even close? Maybe they know something; a methodology or strategy to get the lowest car insurance rates. Let’s see if that is…
Continue readingAuto Insurance Price Optimization: Cost of Being Loyal Customer
Actuaries are getting smarter in the way they gather and use policyholder details. They can also effortlessly consider many factors while setting rates. Some experts believe that they have advanced capabilities to laser target pricing down to per customer. In other words, automobile insurance companies are capable of premium optimization. This sounds something impressive but…
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