Compulsory Auto Insurance Policy Limits

It is simply the state minimum car insurance limits you must have. Policies that fall short of these cannot be sold in the market. So, you really don’t need to worry about buying anything less than basic requirements. Having such coverage allows motorists to comply with the laws while delivering much needed financial support to…

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What Is Non Owners Car Insurance

You can still get coverage even though you currently don’t keep an automobile. Auto insurance for non-owners can protect drivers, who don’t possess a car, against liability arising from an accident they cause while driving someone else’s vehicle. It is an interesting concept that may appear to come with little apparent use but you will…

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When to Drop Collision Insurance?

Certainly, it is a very valuable component to protect a vehicle against accident related losses. Under normal circumstances, it is a must when the automobile still has some value. And yet sometimes you may be justified to drop it, as it may be waste of money. We will look at when is the best time…

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What Does Liability Car Insurance Cover?

Auto policies have many components and each provide different protections. You need to have relevant provision in order to make a claim for a particular loss. Believe it or not, there are many motorists who buy liability only vehicle insurance and expect that their own repairs will be paid for following a collision. So, it…

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Cheap Temporary Car Insurance Solutions

There are times you may need short-term auto insurance, driver or situation. Sometimes a solution may appear to be pretty easy like buying a policy for rental vehicles from the hire company. However, you may later find out that you have wasted money since you already had coverage for it. Understanding the circumstances well help…

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What Are Car Insurance Policy Endorsements?

Any diversions from standard auto insurance coverage are usually dealt with endorsements that are special conditions or permissions. They are usually sold as popular packages and several customizations need to be noted separately. They are called “riders” as well and the ways of documenting terms and conditions of additional arrangements between a motorist and a…

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What Happens if Car Insurance Is Cancelled?

At times, automobile insurers have no option other than cancelling the coverage. People shouldn’t worry about this happening to them because they wouldn’t want to give up on premiums easily. They are known to increase rates and impose conditions but usually they are not keen to end it. Perhaps not in an alarming rate but…

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What Happens if I Pay my Car Insurance Late?

Say, you did not have enough money in the account and bank refused the next auto insurance premium installment demand. Quite many motorists face with similar problems and want to know what happens to coverage. It isn’t something you can take it lightly and you should remedy the situation pretty quickly because consequences of driving…

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