When to Drop Collision Insurance?

Car owners often ask do I need collision insurance? Under normal circumstances, collision coverage is a must when your automobile still has some value. And yet sometimes you may be justified to drop it, as it may be waste of money. Vehicle insurers can be flexible in terms of coverage. You may be able to pick and choose…

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What Does Liability Car Insurance Cover?

Auto insurance policies have many components and each provide different protection for policyholders. You need to have the relevant coverage in order to make a claim for a particular loss. Believe it or not there are many policyholders who buy liability only car insurance coverage and expect that they can claim for damages their vehicles sustained in collisions. That…

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Cheap Temporary Car Insurance Solutions

There are times you may need short-term auto insurance to insure a vehicle, driver or situation. Sometimes solution may appear to be pretty easy like buying coverage for rental vehicles from the rental company. However, you may later find out that you have wasted your money since you already had coverage for it. Understanding the…

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Rental Car Reimbursement Coverage

What happens when your vehicle has to be repaired after an insured damage and you need to rent another car? People often ask who pays for the rental costs? Rental car reimbursement coverage is designed to pay for cost of rentals during a period in which your own automobile cannot be used due to damages…

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What Are Car Insurance Policy Endorsements?

What are vehicle insurance coverage endorsements? Any diversions from standard auto insurance policies are usually dealt with endorsements that are special conditions on your policy. Car insurance policies are usually sold as popular packages. Endorsements are a way of customizing a standard policy. They are called “riders” as well. They are additional arrangements between you and the…

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What Happens if Car Insurance Is Cancelled?

Perhaps not in an alarming rate but auto insurance cancellations do happen and policyholders get caught unprepared when it does happen. It is worth knowing what happens if car insurance is cancelled all of a sudden. Probably first thing vehicle owners would be thinking is how to get vehicle insurance after being cancelled. It is best to start with…

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Driving Someone Else’s Car without Insurance

Various circumstances and policy arrangements can complicate things when driving someone else’s car without insurance. First of all, there are so many different types of policies with varying conditions in the market today. This makes it harder to give an answer that will almost always be true. Many people think that their own insurance coverage will cover them…

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