Jointly Owned Automobiles and Insurance Implications

Joint ownership of automobiles is a common practice among partners, family members, and roommates who wish to share ownership and insurance responsibilities for their vehicles. When multiple individuals co-own a car, it often results in cost-sharing, convenience, and access benefits. However, joint ownership can also lead to insurance complexities, especially when the co-owners live at…

Continue reading

Steps to Ensure Successful Car Insurance Claims

Making an auto insurance claim can be a daunting process, but with proper preparation and understanding, you can increase the chances of having your claim approved. In this article, we will explore essential steps and considerations to ensure a smooth and successful car insurance claims experience. By following these guidelines, you can protect yourself financially…

Continue reading

How Does Auto Insurance Cover Hit-and-Runs?

If someone causes an accident and flees the scene, motorists have to rely on their own vehicle insurance policies, providing they have coverage for hit and run accidents. Uninsured Motorist Bodily Injury, Personal Injury Protection or Medical Payments coverages can pay for your and your passengers’ injuries and Uninsured Motorist Property Damage or Collision coverages…

Continue reading

Insurance Coverage when Driving Someone Else’s Car

Understanding the implications of insurance coverage, both yours and the owner’s, is crucial when borrowing someone else’s car. While standard policies typically provide liability coverage when the policyholder is driving another person’s vehicle, they do not normally include physical damages coverage. Therefore, it is important to communicate with the car owner and inquire about their…

Continue reading