Simply owning a new car can qualify motorists for a 10 – 15% vehicle insurance discount from a few companies. GEICO and Travelers offer this savings to the owners of automobiles, which are less than 3 years old but Allstate requires the auto to be only one year old and you must be the first…
Continue readingDiscounts & Savings
If you want cheap auto insurance first thing you need to to is to find all the discounts you can get. Here you will get a few money saving tips on car insurance.
What Is Continuous Coverage Car Insurance Discount?
When motorists keep their policies without a lapse or gap, they would have continuous insurance. Even if you come to the end of a six-month policy without any interruptions, you can qualify for auto insurance discount for continuous coverage with some companies but you are likely to get 10 – 15% savings only after you…
Continue readingAutomatic Payment Car Insurance Discount
There are so many saving opportunities that motorists may ignore or may not be aware of some of them. One of the least known car insurance discounts is offered by some companies for simply setting up electronic funds transfer (EFT) to settle premium installments automatically. Once arranged, the money transferred from your account to the…
Continue readingGood Driver Auto Insurance Discounts
A good driver is someone who hasn’t had a moving violation ticket and at-fault accident at least in the last three years. Every company has their own way of rewarding them and therefore the description, qualification requirements, length of years checked and most importantly the size of car insurance discount offered for being a good…
Continue readingHow to Pay Less for Car Insurance
Naturally, many motorists ask how can I insure my car cheaper? It is one of the larger regular spending items in most people’s budget and you need to keep paying it as long as you own a vehicle. Due to repetitive nature of policies, you will save a lot of money over the long run…
Continue readingDoes Getting a Car Insurance Quote Affect your Credit Score?
You need to compare alternative quotes if you want to make sure you get value for your money. Otherwise, you may end up with an expensive carrier that charges you several times more than another one. Saying that you would want to know if there is any side effect to shopping around aggressively? Would insurers…
Continue readingPreferred Risk Auto Insurance
A vehicle insurer’s success depends on how good they are in assessing applicants. Generally outstanding motorists with no recent claim or traffic ticket and several years of driving experience are favored simply because they are much less likely to cause any trouble in the future. They get offered preferential rates, which are cheaper than standard…
Continue readingHow to Save Money on Car Insurance – 20 Tips
You can ensure you don’t spend a dime more than you should on premiums by learning how to get cheap rates. There are a few savings offered by most carriers. Which of these discounts you can bag determines how much you spend. Most motorists should be able to qualify at least several of these since…
Continue readingThe Best Tips by Experts for Affordable Auto Insurance
If you are looking for tips on how to get the best affordable car insurance, it only makes sense to turn to the experts. This article will explore wide-ranging sources that help uncover the most valuable advices by experts on the subject. From academics to journalists to industry professionals these recommendations were curated from the…
Continue reading10 Ways the Internet Helps Motorists Save Money
Owning a vehicle is costly and dealing with its upkeep is time consuming. People may not think much of every little motoring expenses but a typical car costs around $11,000 a year. Remember, raindrops come together and become a roaring river. Drivers don’t need to look far today if they want some discounts. Utilizing the…
Continue readingAuto Insurance Affinity Groups Discounts
Affinity groups are usually formed around a common interest, purpose or goal and include businesses, government organizations, professional bodies, university, club, religious or sport associations. Auto insurance companies spend large sums of money on advertisements to find and convince new customers. So, it is no surprise that they are keen to work with most organisations…
Continue readingJobs that Qualify You for Auto Insurance Discounts
It may seem unfair that certain professions pay lower automobile insurance premiums, but in the end it all comes down to statistics of claims. There are a number of jobs that can automatically qualify you for discounts with certain carriers. Find out in this article why this is the case, which occupations qualify and even…
Continue reading10 Things to Know for Best Cheap Auto Insurance Coverage
Insuring a vehicle can be like working with a double-edged sword at times. If you load a policy up you can end up with an above budget premium. However, not buying the coverage you need may cause you serious losses when you have an accident. You may not get compensated for all losses or all…
Continue readingAsking for Discounts from Automobile Insurers
To get low rates you don’t only answer but ask questions too. Companies don’t always offer the best rates to existing policyholders and that is why you need to make sure that they consider every possible discount and apply. There are many reasons why you should get lower auto insurance premiums. We have counted 10…
Continue readingFind Lower Car Insurance Premiums for the Same Coverage
Have you ever had this nagging feeling that your auto insurer is charging very high rates and you can find them cheaper somewhere else? Statistically, a large number of policyholders have similar feelings and nearly 70% of them don’t even move a finger to fix it. It sounds crazy but you can have the same…
Continue readingHow to Get Discounts on Car Insurance
Many policyholders assume that vehicle insurers would automatically check and apply all the discounts they qualify at each renewal. After all, we are living in a computer age and it only requires few tweaks on quote calculation programs. It is definitely not much to expect the best rates when you are loyally sticking with a…
Continue reading10 Ways to Get Cheap Car Insurance for Seniors
Life can sometimes throw surprises like an increase on automobile insurance for seniors after a certain age (usually 70). Interestingly, the reasons for these hikes in premiums are similar to why teenagers get high rates. The statistical significance of too many older drivers involving in accidents is not ignored by underwriters and you should not…
Continue reading10 Lesser-Known Ways of Reducing Auto Insurance Costs
Only a few motorists are aware there are many hidden ways of lowering car insurance premiums. Payment option you choose or the source you buy your policy can give you easy discounts. It may take time to qualify for good driver or no claim savings and you may not have the most insurance friendly automobile…
Continue reading10 Tips to Get Cheapest Car Insurance for Young Drivers
When the odds are against you it is best to use every trick in the book to reduce the auto insurance premium to an affordable level. The first year of driving is usually the most perilous and therefore the toughest to get acceptable rates. But rest assured that this post will try the hardest to…
Continue readingHow to Lower Car Insurance after Accident Claims
Don’t just watch discounts disappear after an accident claim and feel sorry because there are other ways of reducing premiums and they have nothing to do with driving. This post will discuss what you can do now to reduce possible effects in the future and how to look for savings if you have to face…
Continue readingWays of Getting Cheaper Car Insurance for Young Drivers
Teens have to start from somewhere, improve driving skills by practice and get over this phase of high auto insurance rates. It is better to be proactive when you have a new motorist in the house rather than reactive to expensive quotes. There are several ways of insuring young drivers, depending on people’s preferences, financial…
Continue readingDoes Car Insurance Go down at 25?
Normally 16, 18, 21 are much more significant in someone’s life cycle for obvious reasons. However, twenty-five is a milestone age in terms of automobile insurance. You come across this number many times in schedules and even on hire contracts. For example, some policies only allow occasional drivers who are over this age. So, does…
Continue readingWho Can Qualify for Cheaper Car Insurance Rates
Most motorists hear about the things they need to do to get cheap automobile insurance rates but never take them seriously or take action. Often there are at least a couple of discounts they can qualify for and some of these chances can be as simple as sparing an hour to check for current prices…
Continue readingAuto Insurance Discounts to Ask for
Have you ever had the feeling that you are not getting cheap automobile insurance currently? According to a new survey, you may be one of the many policyholders who are being overcharged. If the renewal is coming you should check if there are more discounts to ask for. This will quickly show how you are…
Continue readingSaving Money on Auto Insurance with Defensive Driving Courses
Successful completion of a defensive driving course works in two ways in affording cheap vehicle insurance rates. First of all, you get discounts just for finishing it in many states and from majority of carriers. Secondly, you avoid accidents and that keeps a clean history. Good motorists with no claim and record get the biggest…
Continue reading10 Personal Factors Affecting Auto Insurance Prices
Quite a few things that affect car insurance premiums are personal. People’s preferences and changes in their life determine how much they need to pay and what type of a policy they should have. Therefore, you have a pretty good control over the costs. A few small adjustments can save a lot of money. Here…
Continue readingCar Anti-Theft Measures Reduce Hassles and Insurance Costs
Thieves will know which cars are easy targets and which ones have tough security systems. Deterring them from breaking into yours is the concern and many drivers would instal defensive devices to avoid surprises. The bonus is lower insurance rates offered by many companies when you buy well-protected automobiles. Today quite a few vehicles come…
Continue readingWhich Professions Qualify for Car Insurance Savings?
You need to look for them however they come and getting lower automobile insurance because of your job is a nice and easy way. Some companies openly disclose and/or advertise the discounts they offer for certain professionals. Others may not mention it but apply lower rates to people with certain educational background and occupation when…
Continue readingCheap Teenage Car Insurance with Student Discounts
The problem with insuring teenagers is the lack of evidence to prove that they are responsible drivers. On the contrary, statistics indicate that they cause a lot more accidents than older motorists. However, there is a way of showing that you take things a lot serious than a typical youngster. That is by being better…
Continue readingWhat Are Automobile Insurance Surcharges?
Surcharges are essentially penalties for drivers whose actions caused vehicle insurance companies to believe that the risks of insuring such drivers increased and therefore they must charge higher premiums. They are in a way opposite of discounts offered for risk reducing factors and behaviors. Both surcharges and discounts are applied individually to qualifying (or deserving)…
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