The longer a vehicle stays on the roads the higher the chance of getting involved in an accident. This is well documented with statistical data and therefore companies recognize and offer cheap insurance for low mileage drivers. Even though they may not travel much many people like to keep cars. Having an automobile in your…
Continue readingDiscounts & Savings
If you want cheap auto insurance first thing you need to to is to find all the discounts you can get. Here you will get a few money saving tips on car insurance.
How to Get Affordable Hybrid Car Insurance Premiums
Hybrid vehicles are properly in fashion lately. They are loved by authorities, manufacturers and drivers and insurers are looking into designing advertising campaigns for them. If you have one of them you probably have your own reasons. You may be loving it or hating it but you have got to insure it and that is…
Continue readingTruck, 4×4 & Other Large Vehicles Insurance
Quite a few people in America love 4x4s and trucks even though they may not really have the need for them and have to pay high off-road auto insurance premiums. Some of those vehicles never leave the cities or carry a worthwhile load. Motorists keep them because they like them. In some cases they may…
Continue readingPros and Cons of Various Car Insurance Payment Plans
There is always a clash between companies wanting the money quickly and customers wanting to hold onto it as long as possible. Many people may not realize that premiums are technically due at the start of policies and any spreading allowed is considered as a favor but it isn’t free. You are usually presented with…
Continue readingInsurance Coverage for Modified Cars
Some motorists like to highly personalize their automobiles cosmetically or mechanically, which may require them to make adjustments to their insurance policies or get a different type of coverage. Otherwise, the additional money spent on the car may not be covered or insurers can actually refuse a claim on the basis that the vehicle is…
Continue readingBest Auto Insurance Companies for Good Drivers
A good driver can be defined as someone with no traffic violation ticket or claim at least for the last three years, which is the most influential or cut off period for checking records. One striking point is that they are the most profitable category even though they pay pretty low premiums because they are…
Continue readingWays of Finding Cheap SUV Insurance
Regardless of the type of car, coverage is necessary and legally required. Quite a few people mind the costs and stay away from expensive to insure sport utility vehicles. However, many like certain automobiles and will put up with the extra expenditure for choosing them. That is why you should be keener to search a…
Continue readingFrequently Stolen Vehicles Attract Higher Insurance Premiums
Car theft has always been rampant within the United States even with all the security features installed on new models. The FBI’s Uniform Crime Report claims a vehicle is stolen every 30 seconds. Therefore, nobody is immune to it. Driving a certain type of vehicle will increase the possibility. You may be surprised with the…
Continue readingHow Accident and Claim Data Affect Car Insurance Prices
Companies have to balance premiums with compensations. That is why, one of the key factors that affect auto insurance rates is the claim settlements. As the prices are determined at the beginning, they have to foresee the possible losses they may suffer. They have several tools to calculate damages and historical information is one of…
Continue readingHow to Qualify Fast for Car Insurance Discounts?
In the last few years the number of people taking interest in budgeting increased a bit. There are plenty blogs dedicated to living within your means, saving money and paying debt. Things like cutting coupons and reducing grocery bills will help but usually not enough. You may need to look at big ticket and repetitive…
Continue readingHow to Get Low Sports Car Insurance Rates
There are a variety of high-performance, sports and muscle cars in the US for nearly every budget. You may be rich enough to buy several of them or have been saving for a while for a dream automobile. They may seem like an expensive hobby but they can be bought, maintained, driven and insured at…
Continue readingWhat to Do with High Auto Insurance Renewal Quotes?
When it is already hard to stay within the budget it can be disheartening to receive higher car insurance renewal quotes. In these situations, people can react hastily and start chopping and changing their coverage. Some can totally drop it as well. Before taking such drastic actions, there are a few things you can do…
Continue readingHow to Find Hidden Car Insurance Discounts
Usually, motorists do something knowingly or unknowingly to deserve better rates. Any policy purchase process starts with applicants filling proposal forms in which they showcase their skills and qualifications, as well as details of the automobiles, addresses, jobs, age, gender and many other things. So, every question in there has a purpose. Once people appreciate…
Continue readingGet Cheaper Vehicle Insurance Prices Easily
Information is everything in this age and auto insurance companies like to get as much as they can before they offer quotes. Once a policy is issued, they agree to pay a whole lot of damages caused by numbers of perils. Getting this right is crucial for their profitability. They like to avoid perilous applicants…
Continue readingDo Safer Cars Get Large Insurance Discounts?
There are so many new features and more coming every day that sometimes even the vehicle insurers can get confused about the discounts they should offer. General consensus is that companies do take them into account when they calculate their premiums and offer some savings for the owners with safer automobiles. Commonly, automobiles with better…
Continue readingAre You Getting Automobile Insurance Loyalty Discount?
Often companies offer car insurance loyalty discounts after three years. They are usually around five percent. It is good to be appreciated and see small token of that appreciation. Probably they would have to spend a lot more in an attempt to win over others. The sad thing is that many of them give cheaper…
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