Almost from the moment there were vehicles on the road there had to be a solution to deal with the possible damages an accident can cause. Otherwise, it would lead to a social problem where either the sate or innocent victims had to pay for a loss caused by someone who chose to drive an…
Continue readingFrequently Asked Questions
It is normal to have many questions on auto insurance coverage, policies, claims or prices. A few of those questions find answers on this car insurance comparison website.
How Can I Lower my Car Insurance without Reducing Coverage?
Most motorists buy auto insurance not because it is legally required but it gives tremendous peace of mind. It would be a shame to weaken valuable protection a policy provides in order to save some money. The good news is that you can achieve decent savings while keeping or even increasing coverage. Some of the…
Continue readingDo I Need Insurance to Register a Car?
States rigorously enforce the minimum auto insurance liability coverage requirements they set by laws. It is now much harder to drive undetected thanks to online connectivity between them and carriers. Generally, you cannot register a car if you don’t have the proof that is another layer in the system to ensure people are buying at…
Continue readingDo I really Need GAP Insurance?
You would probably hear about Guaranteed Auto Protection or someone will try to sell it to you when you are buying a vehicle with credit. It only comes into picture if you are upside down on an auto loan. It is there to pay off the debt in case your automobile is totaled and you…
Continue readingShould Students Use Home or College Address for Auto Insurance?
Usually, when someone starts a college away from home (in the same or different state) they start spending their time in two places. It may be confusing to choose which one to use for car insurance purposes. In that case, it is important to try and provide the true picture when you are getting quotes…
Continue readingCan I Drop my Child Away at College from Car Insurance?
Having a teenager listed on a policy can be very expensive. Often it can increase the premium as much as twice. That is why people may be eager to drop them off their auto insurance as soon as they can. But, it may be too early to do so if the child still has access…
Continue readingWhat Is a Car Insurance Quote?
When you want a vehicle policy you need to answer a few questions about it, yourself, whoever else will be driving it and coverage required. An auto insurance quote can be defined as an estimate of premium one particular company proposes to charge, based on the details provided by the applicant. It changes greatly from…
Continue readingDoes Liability Insurance Cover my Own Car?
Every motorist has different coverage requirements and expectations. You may be buying auto insurance just to comply with the state laws. Then Liability coverage may be enough. But you need to manage expectations, as policies with only state minimum limits are very basic. They don’t include many things and may not even provide sufficient defence…
Continue readingIs It Illegal To Not Have Car Insurance?
Majority of motorists wouldn’t even dream of driving their vehicles if it is uninsured and it isn’t because they care about the laws. They know the problems they can face if they don’t have the means to pay for possible damages and injuries. That is why most automobiles are insured for full coverage, rather than…
Continue readingHow Long till Auto Insurance Cancelled if Premium Unpaid?
You have entered into contract with the provider when you took out a policy. In that car insurance company will compensate your losses and you will make the payments in due course. If you paid the premium in full you have satisfied the requirements right at the start. However, you may have set up installments…
Continue readingHow Long Can You Be without Auto Insurance?
There may be several circumstances in which you would want to know if you could still drive an automobile even though it isn’t insured. Also, not every vehicle is bought to be driven on the roads immediately. Some people may buy them as investments or it may not even be in working condition. It may…
Continue readingWhen Does Car Insurance Activate?
You don’t want to make mistakes when insuring an automobile and want to know exactly when it will be placed on cover. You may need it to start at a later date or as quickly as possible depending on circumstances and current policy. Knowing where you stand will reduce anxiety and allow you efficiently move…
Continue readingIs Car Insurance More Expensive for Males or Females?
Many considerations are taken into account when underwriters calculate premiums. They all try to figure out level of risks they are exposed to. If you are statistically deemed to be more likely to cause accidents you will have to pay more money to compensate for it. Quite often people ask; is car insurance higher for…
Continue readingI Need an SR22 but Don’t Own a Car
If you are asked to file this certificate it is because you lost your license due to causing an accident while uninsured, getting caught while drunk or driving recklessly. You may have lost it as a result of series of traffic tickets as well. Now, if you want it back you need SR22 insurance. Do…
Continue readingWhat Age Can You Get your Own Car Insurance?
You may not be an adult yet in terms of age but you may be a self-reliant teenager making a living. Then, you would probably want to have a car and policy independently. It is symbolic and generally necessary to have an automobile to move around freely and easily. But can a minor get auto…
Continue readingCan I Transfer Insurance from One Car to Another?
Many people either trade in their old automobiles or sell them independently when they buy another one. Most people don’t need, don’t have space or cannot afford two of them. If this is the plan you don’t need to buy a separate policy for the new automobile most of the time, especially when you are…
Continue readingDo Insurance Companies Pay for Rental Cars?
Motorists often want to know who pays for car hire after an accident that damaged their vehicle. They may have caused it or had no fault. In any case, they lose the use of their automobile and have to rent another one until repairs are complete. The exact circumstances and policy terms determines how it…
Continue readingCan I Cancel my Car Insurance Anytime?
Like every contract people want to know if they can get out of it when they want or need. There can be many reasons for it and it is always a good idea under which circumstances you may be able to break an agreement, just in case. Naturally they want to know what they are…
Continue reading12 Questions to Ask when Buying Auto Insurance
Agents don’t have much time for explaining anymore. They assume you have done the research online. Besides, it is costly to explain everything to every applicant. So, it is up to you to learn as much as you can. One of the best ways of making sure you have the right coverage, from a decent…
Continue readingWhat Documents Do I Need to Get Car Insurance?
Lately car insurers are trying hard to price the risk fairly so that good drivers get rewarded deservedly and problematic applicants are made to pay more for the extra risks associated with them. So, providing as much facts as possible help you get the best price. You may want to rely on certain documents when…
Continue readingWhat Information Do I Need for an Auto Insurance Quote?
Various surveys suggest that motorists have many misconceptions about shopping for better rates. They believe that it is too complicated and time consuming to get a few quotes and compare them to find the best deals. We have already covered how long does it take to buy car insurance? You can hardly say sparing an…
Continue readingHow Much Do You Pay for Car Insurance?
You may feel that your premium is too high. But you can only know for sure when you compare it to average sum charged to other drivers with similar particulars. It is a good idea to check what friends, colleagues, people in similar age or policyholders in a state get typically charged by asking how…
Continue readingHow Long Does It Take to Get Car Insurance?
The good news is that automobile insurance is one of the easiest types of policies you can buy. Most companies can place you on cover almost instantly as soon as you complete the proposal form. They don’t need to see you in person or get a doctor to examine you. People can compare quotes, purchase…
Continue readingWhy Is 6-Month Auto Insurance more Popular than Yearly?
Most people budget according to their salaries and it can be confusing to get a quote for semiyearly coverage. A much smaller figure may make it easier to sell, instead of scaring people with a whopping full figure. However, that isn’t why most underwriters only sell 6-month vehicle insurance policies. This post answers questions as…
Continue readingWhat Is the Most Popular US Auto Insurance Coverage?
Drivers who cannot decide what level of coverage they should buy may like to know what is the most popular car insurance policy type. There is nothing wrong with going with the choice preferred by majority when you have nothing against it. Knowing the most sold package and the best value automobile insurers are the…
Continue readingLow or No Down Payment Car Insurance
You may want to insure your automobile but having cash problems. Several solutions can help you get covered now with small initial premium outlay. Nearly all carriers provide flexible plans that allow policyholders spread the cost. It works well for both parties because they end up selling and the customer is happy to get started….
Continue readingAuto Insurance for Foreign Drivers
The United States is a large country and best seen by car. You may have many reasons why you would want to buy a vehicle while you are here. In any case, you must at least have liability coverage in order to drive it legally and you will probably need to find car insurance for…
Continue readingCan Someone Else Drive my Car? – 10 Questions to Ask
Motorists invest large sums of money and sometimes take out a loan to buy automobiles. In addition, they are sentimentally attached to them and won’t be happy about seeing it treated badly. You will have to make a decision when someone wants the keys depending on your character, condition of the vehicle and insurance arrangements….
Continue readingHow to Find the Best Cars for Teenage Drivers
Passing the license test is only the beginning. The next step is to get an all around loveable car and find cheap car insurance for young drivers. It is understandable that parents’ and teenagers’ choices may clash here. Most moms and dads would want to look at safety, reliability and costs while youngsters may want…
Continue readingCan Car Insurance Renewal Be Refused due to Claims or Tickets?
It is assumed that motorists will get a new quote automatically at the end of each policy term. However, companies may not be happy with the way it is going due to increased risks, large or too many claims, tickets or other issues and want to terminate the contract for good. This post looks at…
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