You have entered into contract with your insurer when you took out a policy. In that insurance company will pay for your insured losses and you will make the premium payments in due course. If you paid your premium in full you have satisfied your requirements right at the start. However, you may be paying…
Continue readingFrequently Asked Questions
It is normal to have many questions on auto insurance coverage, policies, claims or prices. A few of those questions find answers on this car insurance comparison website.
How Long Can You Be without Auto Insurance?
There may be several circumstances in which you would want to know if you could still drive your automobile even though it isn’t insured. Some people may be under the impression that their insurers would offer a grace period for late car insurance payments or renewals. That is why they may think that they have…
Continue readingWhen Does Car Insurance Activate?
You don’t want to make mistakes when insuring your automobile and want to know exactly when it will be placed on cover. You may need your coverage to start at a later date or as quickly as possible depending on your circumstances, current policy and coverage required. Read on to find answers to questions relating…
Continue readingIs Car Insurance More Expensive for Males or Females?
There are many factors that affect how much premium you pay. Quite a few of these factors have to do with the level of risk. If you are statistically deemed to be more likely to cause accidents you will have to pay higher rates to compensate for it. Quite often people ask is car insurance…
Continue readingI Need an SR22 but Don’t Own a Car
If you are asked to file this certificate it is because you lost your license due to causing an accident while driving uninsured, getting caught driving while drunk or driving recklessly. You may have lost your license as a result of series of traffic tickets as well. Now, if you want your license back you…
Continue readingWhat Age Can You Get your Own Car Insurance?
You may not be an adult yet in terms of age but you may be an independent teenager living on your own and earning your keep. Then, you would probably want to have your own auto insurance policy. It is symbolic and generally necessary to own an automobile to move around independently and easily. But…
Continue readingCan I Transfer Insurance from One Car to Another?
Many people either trade in their old automobiles or sell them separately when they buy a new car. Most people don’t need, don’t have space or cannot afford two vehicles. If this is the plan you don’t need to buy a brand new policy for your new automobile most of the time, especially when you are…
Continue readingDo Insurance Companies Pay for Rental Cars?
Motorists often want to know who pays for rental car after an accident that damaged their own vehicle. It may be an accident they caused or had no fault. In any case, they lose the use of their automobile and have to rent another auto until own one is repaired. Various questions on the subject…
Continue readingCan I Cancel my Car Insurance Anytime?
Like every contract people want to know if auto insurance policies can be cancelled anytime. There are many reasons why policyholders would want to stop their policies. Naturally they want to know what they are supposed to do if they no longer own the vehicle or find a much better coverage at a cheaper price. This…
Continue reading12 Questions to Ask when Buying Auto Insurance
Companies or agents don’t have much time for explaining anymore. They assume you have done your own research online. Besides, it is costly to explain everything to every applicant. So, it is up to you to learn as much as you can. One of the best ways of making sure you are buying the right…
Continue readingWhat Documents Do I Need to Get Car Insurance?
Lately auto insurance companies are trying hard to price the risk fairly so that good drivers get cheaper quotes deservedly and problematic drivers are made to pay more for the extra risks associated with insuring them. So, providing as much information as possible help you get a fair price. You may want to rely on…
Continue readingWhat Information Do I Need for an Auto Insurance Quote?
Various surveys suggest that motorists have many misconceptions about shopping for vehicle insurance. They believe that it is too complicated and time consuming to get a few quotes and compare them to find the best deals. We have already covered how long does it take to get auto insurance? You can hardly say sparing an…
Continue readingHow Much Do You Pay for Car Insurance?
You may feel you pay a lot for auto insurance. But you can only know for sure when you compare it to average premiums and how much other drivers with similar particulars pay. How much your friends, colleagues, people in your age or policyholders in your state pay in average? These are not difficult figures…
Continue readingHow Long Does It Take to Get Car Insurance?
The good thing is that automobile insurance is one of the easiest types of policies you can buy. Insurers can verify details of your vehicle, check your credit score and driving record instantly. They don’t need to see you in person or get a doctor examine you. People can compare quotes, get car insurance online and…
Continue readingWhy Is 6 Month Auto Insurance more Popular than 12 Month?
Most people budget monthly or yearly and it can be confusing to get a quote for 6 month car insurance. A much smaller figure may make it easier to sell the policy, instead of scaring people with a whopping 1 year quote. However, that isn’t why most insurers only sell 6 month auto insurance policies….
Continue readingWhat Is the Most Popular US Auto Insurance Coverage?
Drivers who cannot decide what level of coverage they should buy may like to know what is the most popular car insurance policy type. There is nothing wrong with going with the choice preferred by majority of policyholders when you have nothing against it. Knowing the biggest insurer, the most sold US auto insurance coverage and the best…
Continue readingLow or No Down Payment Car Insurance
Nearly all insurers provide flexible payment plans that allow policyholders to spread the premium. However, a few companies would require large initial payment and spread the rest in installment. This first payment is called down payment. On the other hand, some companies do refer to their policies as no down payment auto insurance policies because…
Continue readingAuto Insurance for Foreign Drivers
The United States is a large country and best seen by car. You may have many reasons why you would want to buy a vehicle while you are in the US. In any case, you must at least buy liability coverage in order to drive it legally and you will probably need to find car insurance…
Continue readingCan Someone Else Drive my Car? – 10 Questions to Ask
Motorists invest large sums of money and sometimes take out a loan to buy automobiles. In addition, they are sentimentally attached to their cars and cannot stand seeing it treated badly. You will have to make a decision when someone wants to drive your auto depending on your character, condition of your vehicle and insurance…
Continue readingHow to Find the Best Cars for Teenage Drivers
Passing the driving license test is only the beginning. The next step is to get a safe car and find cheap car insurance for young drivers. It is understandable that parents’ and teenagers’ choices may clash here. Most parents would want to look at safety, reliability and costs while youngsters may want a hot ride. Both parties…
Continue readingCan Car Insurance Renewal Be Refused due to Claims or Tickets?
It would be upsetting and even may be embarrassing to know you are refused car insurance renewal. Are there restrictions detailing under which conditions insurers can refuse to renew a policy or is it totally up to them? Can a vehicle insurance company refuse to renew a policy due to claims? These questions and other reasons for auto insurance non-renewal…
Continue readingHow to Find Cheap Car Insurance from Good Insurers?
Finding a good balance between the cost and reliability of your car insurance company is the key to full satisfaction. There are many policies and providers that are reliable and economical enough. However, there is a scaremongering going on in the market. Most companies and their agents would prefer to scare their policyholders off cheaper packages instead…
Continue readingDoes Your Education Affect Car Insurance Quotes?
Education of motorists does affect the premiums they are charged for vehicle insurance. There are various studies that show the premiums can be lower for people with university degree or a respectable profession compared to high school graduates with low income jobs. Changes in Factors Affecting Vehicle Insurance Rates Lately companies use many auto insurance factors that…
Continue readingHow Much Does It Cost to Add a Car to Insurance?
You may be asking how much does it cost to add a car to insurance? The easiest and cheapest way of adding a new car to insurance may be to add it onto your existing insurance policy. This may be preferred option from the administration point of view as well. You may not want to deal with…
Continue readingIs It Illegal to Get Paid Twice for the Same Insurance Loss?
When auto insurance companies know that you have two coverage for a particular loss, they would work out who should pay the damage. Generally, one policy would be the primary and the other secondary. So, the second policy would only be called to make compensations when the first coverage is exhausted. This would be the case…
Continue readingVarious Auto Insurance Fees and Charges to Watch Out
Normally, motorists see the final amount quoted and many of them may not care about the fees or other charges included. If they are one off charges it may not matter as long as the policy is still competitive. However, some car insurance fees may be charged each time you make changes to your policy…
Continue readingCan I Get an Insurance Quote before Buying a Car?
You may be thinking of buying a new car. Can you find insurance quotes online for it even though you don’t yet own it? After all, looking at cars are fine but you want to know the costs involved with insuring cars. The aim is to avoid making mistake in this important stage especially if you are a new driver….
Continue readingCan I Get Lower Car Insurance Premium if I Pay in Full?
Can it be more beneficial to pay car insurance premiums in full with a credit card? How does spreading the premium works? Do I get charged interest and do I need to qualify first before I can pay by installment? Find answers to all these questions below. Many companies like to receive their money upfront…
Continue readingCan Missing Auto Insurance Payment Affect Credit Score?
Question: My auto insurance premium payments are charged to my credit card automatically. There were issues with this particular card and payment was missed. My insurer contacted me and I paid with another card. Does this non-payment affect my credit score? Answer: Credit scores are based on your payment history. Every missed payment would be recorded if…
Continue readingAuto Insurance without Drivers License
You need to be licensed to drive but do you need a license to get car insurance? Can you get insurance without a driver’s permit or with a suspended one? Is there circumstance that justify buying insurance when you cannot drive the insured car because you are not licensed to do so or legally prohibited from driving any vehicle? These…
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