Almost from the moment there were vehicles on the road there had to be a solution to deal with the possible damages an accident can cause. Otherwise, it would lead to a social problem where either the sate or innocent victims had to pay for a damage caused by someone who chose to drive an…
Continue readingFrequently Asked Questions
It is normal to have many questions on auto insurance coverage, policies, claims or prices. A few of those questions find answers on this car insurance comparison website.
How Can I Lower my Car Insurance without Reducing Coverage?
Most motorists buy auto insurance not because it is legally required but it gives tremendous peace of mind. It would be a shame to weaken valuable protection a policy provides in order to save some money. The good news is that you can achieve decent savings while keeping or even increasing coverage. Some of the…
Continue readingDo I Need Insurance to Register a Car?
States rigorously enforce the minimum auto insurance liability coverage requirements they set by laws. It is now much harder to drive uninsured thanks to online connectivity between them and carriers. Generally, you cannot register a car on your name if you don’t have the proof of insurance. Sooner or later you will need to prove…
Continue readingDo I really Need GAP Insurance?
You would probably hear about Guaranteed Auto Protection or someone will try to sell it to you when you are buying a vehicle with loan. GAP car insurance only comes into picture if you are upside down on your auto loan. It is there to pay off your debt in case your automobile is totaled…
Continue readingShould Students Use Home or College Address for Auto Insurance?
Usually, when someone starts a college away from home (in the same or different state) they start spending their time in two places. It may be confusing to choose which one to use for car insurance purposes. In that case, it is important to try and provide the true picture when you are getting quotes…
Continue readingCan I Drop my Child Away at College from Car Insurance?
Having a teenage driver listed on a policy can be very expensive. Often it can increase the premium as much as twice. That is why people may be eager to drop them off their auto insurance as soon as they can. But, it may be too early to do so if the child still has…
Continue readingWhat Is a Car Insurance Quote?
When you want to insure a vehicle you need to answer a few questions about it, yourself, whoever else will be driving it and coverage required. An auto insurance quote can be defined as an estimate of premium one particular company proposes to charge, based on the details provided by the applicant. It changes greatly…
Continue readingDoes Liability Insurance Cover my Own Car?
You may be buying auto insurance just to comply with the laws of your state. Then liability coverage may be enough. But you need to manage your expectations, as policies with only state minimum limits are very basic. They don’t include many things and may not even provide sufficient protection against third party claims. So,…
Continue readingIs It Illegal To Not Have Car Insurance?
Majority of motorists wouldn’t even dream of driving their vehicles if it is uninsured and it isn’t because they care about the laws. They know the problems they can face if they don’t have the means to pay for possible damages and injuries. Compliance with the laws usually comes second to its usefulness. It is…
Continue readingHow Long till Auto Insurance Cancelled if Premium Unpaid?
You have entered into contract with the provider when you took out a policy. In that car insurance company will compensate your losses and you will make the payments in due course. If you paid your premium in full you have satisfied your requirements right at the start. However, you may have set up installments…
Continue readingHow Long Can You Be without Auto Insurance?
There may be several circumstances in which you would want to know if you could still drive your automobile even though it isn’t insured. Some people may be under the impression that their carriers would offer a grace period for late car insurance payments or renewals. That is why they may think that they have…
Continue readingWhen Does Car Insurance Activate?
You don’t want to make mistakes when insuring your automobile and want to know exactly when it will be placed on cover. You may need it to start at a later date or as quickly as possible depending on your circumstances and current policy. Knowing where you stand will reduce anxiety and allow you efficiently…
Continue readingIs Car Insurance More Expensive for Males or Females?
There are many factors that affect how much premium you pay. Quite a few of these factors have to do with the level of risk. If you are statistically deemed to be more likely to cause accidents you will have to pay higher rates to compensate for it. Quite often people ask is car insurance…
Continue readingI Need an SR22 but Don’t Own a Car
If you are asked to file this certificate it is because you lost your license due to causing an accident while driving uninsured, getting caught driving while drunk or driving recklessly. You may have lost your license as a result of series of traffic tickets as well. Now, if you want your license back you…
Continue readingWhat Age Can You Get your Own Car Insurance?
You may not be an adult yet in terms of age but you may be an independent teenager living by yourself and earning your keep. Then, you would probably want to have your own auto insurance policy. It is symbolic and generally necessary to have an automobile to move around independently and easily. But can…
Continue readingCan I Transfer Insurance from One Car to Another?
Many people either trade in their old automobiles or sell them separately when they buy another one. Most people don’t need, don’t have space or cannot afford two of them. If this is the plan you don’t need to buy a separate policy for your new automobile most of the time, especially when you are…
Continue readingDo Insurance Companies Pay for Rental Cars?
Motorists often want to know who pays for car hire after an accident that damaged their own vehicle. It may be an accident they caused or had no fault. In any case, they lose the use of their automobile and have to rent another auto until own one is repaired. Various questions on the subject…
Continue readingCan I Cancel my Car Insurance Anytime?
Like every contract people want to know if they can get out of it when they want or need. There can be many reasons for it and it is always a good idea under which circumstances you may be able to break an agreement, just in case. Naturally they want to know what they are…
Continue reading12 Questions to Ask when Buying Auto Insurance
Companies or agents don’t have much time for explaining anymore. They assume you have done your own research online. Besides, it is costly to explain everything to every applicant. So, it is up to you to learn as much as you can. One of the best ways of making sure you are buying the right…
Continue readingWhat Documents Do I Need to Get Car Insurance?
Lately auto insurance companies are trying hard to price the risk fairly so that good drivers get cheaper quotes deservedly and problematic drivers are made to pay more for the extra risks associated with insuring them. So, providing as much information as possible help you get a fair price. You may want to rely on…
Continue readingWhat Information Do I Need for an Auto Insurance Quote?
Various surveys suggest that motorists have many misconceptions about shopping for better rates. They believe that it is too complicated and time consuming to get a few quotes and compare them to find the best deals. We have already covered how long does it take to get auto insurance? You can hardly say sparing an…
Continue readingHow Much Do You Pay for Car Insurance?
You may feel that your premium is too high. But you can only know for sure when you compare it to average premiums charged to other drivers with similar particulars. It is a good idea to check what your friends, colleagues, people in your age or policyholders in your state get charged in average by…
Continue readingHow Long Does It Take to Get Car Insurance?
The good news is that automobile insurance is one of the easiest types of policies you can buy. Most companies can place you on cover almost instantly as soon as you complete the proposal form. They don’t need to see you in person or get a doctor examine you. People can compare quotes, purchase and…
Continue readingWhy Is 6 Month Auto Insurance more Popular than 12 Month?
Most people budget monthly or yearly and it can be confusing to get a quote for semiannual coverage. A much smaller figure may make it easier to sell the policy, instead of scaring people with a whopping 1 year quote. However, that isn’t why most insurers only sell 6 month auto insurance policies. This post…
Continue readingWhat Is the Most Popular US Auto Insurance Coverage?
Drivers who cannot decide what level of coverage they should buy may like to know what is the most popular car insurance policy type. There is nothing wrong with going with the choice preferred by majority of policyholders when you have nothing against it. Knowing the biggest insurer, the most sold coverage and the best value auto insurers…
Continue readingLow or No Down Payment Car Insurance
Nearly all insurers provide flexible payment plans that allow policyholders to spread the premium. However, a few companies would require large initial payment and spread the rest in installment. This first payment is called down payment. On the other hand, some companies do refer to their policies as no down payment auto insurance policies because…
Continue readingAuto Insurance for Foreign Drivers
The United States is a large country and best seen by car. You may have many reasons why you would want to buy a vehicle while you are in the US. In any case, you must at least buy liability coverage in order to drive it legally and you will probably need to find car insurance…
Continue readingCan Someone Else Drive my Car? – 10 Questions to Ask
Motorists invest large sums of money and sometimes take out a loan to buy automobiles. In addition, they are sentimentally attached to them and cannot stand seeing it treated badly. You will have to make a decision when someone wants the keys depending on your character, condition of your vehicle and insurance arrangements. Asking the…
Continue readingHow to Find the Best Cars for Teenage Drivers
Passing the driving license test is only the beginning. The next step is to get a safe car and find cheap car insurance for young drivers. It is understandable that parents’ and teenagers’ choices may clash here. Most parents would want to look at safety, reliability and costs while youngsters may want a hot ride. Both parties…
Continue readingCan Car Insurance Renewal Be Refused due to Claims or Tickets?
It would be upsetting and even may be embarrassing to know you are refused car insurance renewal. Are there restrictions detailing under which conditions insurers can refuse to renew a policy or is it totally up to them? Can a vehicle insurance company refuse to renew a policy due to claims? These questions and other reasons for auto insurance non-renewal…
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