Does Your Education Affect Car Insurance Quotes?

Education of motorists does affect the premiums they are charged for vehicle insurance. There are various studies that show the premiums can be lower for people with university degree or a respectable profession compared to high school graduates with low income jobs. Changes in Factors Affecting Vehicle Insurance Rates Lately companies use many auto insurance factors that…

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What Is Utmost Good Faith and Duty of Disclosure?

Question: What Utmost Good Faith and Duty of Disclosure mean in terms of auto insurance and in layman’s terms? They sound like legal terms. Answer: Auto insurance policies are contracts that bound both the insurer and the policyholder. Utmost Good Faith require both parties to observe and honor this contract conditions. In layman’s term, the information you exchange…

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Car Insurance after Divorce or Separation

There are financial, emotional and ownership issues surrounding a marriage breakup. You will have to deal with insurance too at some stage. There are a few points to consider to affectively separate the automobiles and polices when the time comes. Probably, the way you insure, level of coverage and premium will be considerably different. How…

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Frequently Asked Auto Insurance Questions

Usually policyholders like to get good value for their money while getting insured properly. Here are frequently asked car insurance questions and their answers. We mainly covered purchase and coverage questions on this post. We have a few posts on this website dedicated to answering other questions and you can find them by using the search…

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Vehicle Insurance Glossary

It is very helpful to know some of the terminology when you are buying or looking at your auto insurance policy. These terms are not as complicated as you may think and they will stay in your mind once you learn them. Otherwise, it may be confusing to go over your vehicle insurance coverage. Every…

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