Majority of insurers calculate vehicle insurance premiums largely based on the details of the main driver. That is why determining primary and secondary driver is usually necessary when you are looking for quotes. In an honest world, the primary driver is the person who uses the automobile most. However, people may not be as forthcoming…
Continue readingInsuring Automobiles
Details of the car insured is a key factor affecting premiums. Hence, this site discusses the way automobiles insured in detail to help owners save money on auto insurance.
What Do You Need to Get Insurance on your Car?
The first thing you need to sort out is insurance when you buy a vehicle because you need it by law and to be able to register it in most states. Typically, you need to have a valid driver license, title on your name and a permanent address to insure an automobile. However, there are…
Continue readingWhat if I Can’t Afford Car Insurance Premium
Today, people are heavily dependent on their automobiles to go to work, take kids to school and get around for shopping and social life. It may be easier to get around in cities using public transport but it isn’t frequently available in rural areas and small towns. And the premiums can be quite expensive. But…
Continue readingBuying a Car Insurance Policy with Multiple Drivers
Typically, insurers want to know who else has a driving license in a household and they include them in auto insurance. Depending on your state and insurer you may not have a saying in the matter. People living in the same house are assumed having access to the insured vehicle and therefore carriers like to…
Continue readingPrimary and Secondary Driver Insurance
Often more than one person operates a particular vehicle insured. Companies would want to know who would be driving it most and who else would be on the policy. That is why you would need to determine who is the primary and secondary user of it. This is usually not difficult. Usage is an important…
Continue readingIt Is Cheaper to Insure a Minivan than an SUV
Minivans are one of the cheapest cars to insure. They are pretty safe and not an attractive choice for drivers who are looking for power and speed. And yet many families across the US cannot do without them. They are designed to meet most budgets, their parts are widely available and most mechanics can fix…
Continue readingCar Insurance without Permanent Address
There are times people may be in between addresses. They moved out of their home but haven’t yet moved to their new place. And there are people who don’t have a place to call home because they are homeless. Some may actually sleep in their vehicles. Those people need to insure their automobiles too. So,…
Continue readingDo You Insure the Car or the Driver?
Sometimes it can be confusing what are you really insuring, the car or the drivers to drive it? That is why people often ask questions like does car insurance follow the car or the driver? It may sound like a tongue twister but actually a very good question to understand how vehicle insurance works. Let’s…
Continue readingGetting Car Insurance after Non-renewal
Insurers appear to be hungry for more business all the time. A day doesn’t go by without being exposed to a vehicle insurance advertisement. It may be hard to imagine that your auto insurance company drops you but they do drop drivers they consider high risk. You can also choose not to renew your policy….
Continue readingWhat Is Gap Insurance?
GAP stands for Guaranteed Auto Protection (also known as Guaranteed Asset Protection). Vehicle owners often confuse Gap Insurance as a protection for loan payments or even as an insurance coverage for their automobiles. It is usually bought to cover upside down loans for financed cars or leased vehicles. What it is and what it isn’t…
Continue readingAverage Insurance Rates by Car Model Types
Many factors affect auto insurance premiums. However, there are three key factors and they are details of insured vehicles, drivers and location. The manufacturer, model, age, cost, safety ratings and past accident data of an automobile will influence premium quotes. It is pointless to list every car that is in circulation here. What you need…
Continue readingSame Day Auto Insurance Coverage
It takes only minutes to get a few car insurance quotes today and they are pretty accurate that you can rely on them. Therefore, you don’t need to worry about finding same day auto insurance coverage. As long as you have enough knowledge about insuring a vehicle there is no reason why you cannot decide…
Continue readingCan I Insure a Car I Don’t Own?
Often people ask questions like can I insure someone else’s car? It may be possible to insure a vehicle you don’t own, depending on several factors. Most states allow automobiles to be insured by someone else other than the legal owner. However you need to check this since few states require that auto insurance and…
Continue readingHow Much Auto Insurance Do I Need?
Buying a minimum vehicle liability policy is a legal requirement for anyone who is planning to start driving. If you have to buy something anyway, it would be better you find the best coverage and the lowest price for it. Instead of thinking it is something you have to have, you should make the most…
Continue readingWhy Do You Need Car Insurance?
Why do we need car insurance? Isn’t it better we know importance of it, rather than knowing it is something we must buy? You may only see it as a burden right now, especially if you are young and paying high premiums. However, it can protect you from fines, financially ruining liability claims and pay…
Continue readingDo You Need Insurance to Drive?
If you are new to driving or vehicle ownership one of the first questions you may ask is can I drive a car without insurance? Ownership isn’t always about great pleasures you take out of it but comes with responsibilities too. One of them is to make sure anyone drives your automobile is insured at least for foreseeable liabilities….
Continue readingWhen Does a Personal Vehicle Need Commercial Auto Insurance?
Many business owners make a potentially costly mistake concerning their personal vehicle; they do not get commercial auto insurance. Whether you are a small enterprise with 20 employees or a single-person operation working out of your own home, this provides more benefits and protection than you may be aware of. Do not fall into the…
Continue readingHow to Be Safe with a Typical Auto Insurance Coverage
Not all policies are created equal. You need to know what to look for in car insurance. In fact, there are some common pitfalls that drivers enter when buying basic coverage and set themselves up for catastrophic financial ruin. If you do not have the right policy cover, you could be on the hook for tens…
Continue readingHow Will Autonomous Cars Affect your Insurance Rates?
Although many people may not realize it, there is a call within the insurance industry and auto safety organizations to have autonomous cars on the road by 2020. Yet this proposes a massive shift in potential liability for drivers. The discussion around autonomous cars centers mainly around how they will provide so many safety benefits…
Continue reading10 Cheapest and Most Expensive States for Car Insurance
Have you ever wondered why you seem to be paying more than the quoted ‘National Average’ premium? Or maybe you have realized, ‘my insurance is cheap!’ Either of these sentiments might be supported if you live in one of the twenty states listed below as being in the most expensive and cheapest states for auto…
Continue readingReview of the 10 Safest Cars to Own
Looking at buying a new car? Trying to decipher which safety features matter and which style of car provides the best protection for your family can be a difficult task. However, relying on two organizations which are solely focused on evaluating a car’s safety is a smart choice. The top vehicles listed in the National…
Continue readingWhy These Are the Top 10 Cheapest Cars to Insure
Finding cheap auto insurance is easy if you follow a few steps successfully. One of them is to pick a model of vehicle that will land you low premiums. There are a number of reasons why some automobiles are cheaper to insure than others and they are laid out below in detail. Understanding these variables can…
Continue readingWhat to Know about Automobile Insurance – Infographic
Top 10 Most Expensive Cars to Insure & How to Lower Premiums
Some cars are bought to drive the family around and they generally tend to be highly safe. Auto insurers love these cars because they are equipped with sufficient number of airbags and other safety features. Also, they are relatively calm automobiles with smaller engines that limit their speeding abilities. They are popular because they are…
Continue reading10 Costly and Troublesome Auto Insurance Myths
There is nothing wrong with wanting the best deal whatever you want. This requires you to equip yourself with the right information and actively search for it. If you are easily convinced and believe everything you hear you will limit your chances. Unfortunately, some of the myths may come from people who call themselves advisers….
Continue readingHow Will Buying Auto Insurance Help You?
Some motorists resent buying or having to buy car insurance while it is a no brainer for most drivers. Perhaps it is time to have a look at how auto insurance can help policyholders in many ways and how valuable it is. It can be a terrible decision to go without coverage. Even if you are a good…
Continue reading10 Auto Insurance Facts You Should Know
Policyholders would probably not know everything about their cover. Especially younger drivers learn new things every day. Understanding essential car insurance facts, terminology, workings of policies and procedures of insurers can be complicated. The more you know the better you will prepare yourself against possible risks involved with owning and driving a car. There may be things…
Continue reading10 Key Points to Know about Classic Car Insurance
People buy classic cars for many reasons. Some may have always wanted to own a 1969 Chevrolet Camaro or a 1964 Pontiac GTO because they fell in love with them. A few people love the idea of buying one of these beautiful automobiles and restore them to their full glory. Some investors in antique autos…
Continue reading10 Things Auto Insurance Companies Don’t Want You to Know
You can up your game if you know what car insurance companies don’t want you to know. Tactics and tricks used by vehicle insurers aren’t groundbreaking or top secret in anyway. Also, they aren’t deceiving or misleading but just the things they developed over the years to improve policyholder retention, profits and protect company reputation. You can spot…
Continue readingWhat Can Prevent Buying Good Auto Insurance Coverage?
We keep hearing this phrase “If it is worth doing it is worth doing well”. This applies to insuring automobiles as well. If you have to buy vehicle insurance by law anyway why not try to get good level of coverage? You may think that it is easier to say than to actually spare the time…
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