Auto Insurance for Pickup Trucks

Many motorists like to own a pickup even though they don’t use it for any business purposes and many companies offer personal car insurance for pickup trucks. The premiums can be surprisingly cheap, depending on its size, safety features like airbags, use, yearly mileage, zip code and the insurer. However, pickup truck owners should inform…

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Low Mileage Auto Insurance Policies

If you are traveling less than 7,5000 miles a year you may be able to benefit from several car insurance policies geared for low mileage-drivers. A discount for low-mileage offers a percentage off of the cost of a standard policy. Although there are some companies who would offer a small discount for driving less with…

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Automobiles with Expensive Insurance Rates

From the car’s make and model to its safety features, engine power, and repair costs, insurers carefully assess the level of risk associated with insuring a particular car. While insurance rates can vary widely, certain factors make some vehicles more expensive to insure than others. Factors such as powerful engines, high-tech features, and the luxury…

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Electric Vehicle Insurance Costs

People are attracted to plug-in automobiles because they are cheaper to run in comparison to similar petrol options and they are environmentally friendly. EVs currently offer hardly any insurance advantages. It is important to point out that almost all insurers offer quotes as usual but they may generally be slightly higher. This position may improve…

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Motorists Prefer Car Insurance Websites to Agents

Until recently, agents strongly defended that online auto insurance services cannot be compared to knowledgeable human beings. Ironically, very quickly people moved their transactions to the Internet. Perhaps they don’t want to deal with anyone face to face or on the phone anymore. Consumers don’t want to be pressured into buying something that is either…

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How Buying Auto Insurance May Help You

Yes, you are legally required to buy at least state required minimum coverage virtually in every state, if you have any doubts about needing car insurance or not. In addition, even the basic coverage has many benefits from protecting your assets to avoiding fines and driver license suspensions. There are several types of vehicle insurance…

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Are Multi-Car Insurance Policies Cheaper?

Forty percent of families have two vehicles or more and they can easily place them under one policy and save money. Multi-car insurance policies are usually cheaper because carriers offer 10 – 20% discounts for combining automobiles in a household under one policy. Some companies like Progressive don’t even require people to be related as…

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How Much Auto Insurance Is Enough?

When buying car insurance, you have the opportunity to get better protected against accidents, unfortunate occurrences, unexpected losses and claims against you. It is legally required virtually everywhere anyway that you may as well check all your coverage options and prices when you are shopping for a policy. Spare a little time to determine what…

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What Is Proof of Auto Insurance Coverage?

Proof of auto insurance is required when you are registering a vehicle, are involved in an accident and pulled over by a police officer. It is provided by your insurer to confirm you have at least state required minimum coverage and include the company’s details, policy number, start and expiration date, policyholder’s name and insured…

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What Is Auto Insurance Misrepresentation?

The underwriting process starts with applicants providing details about themselves, their automobiles, other drivers and answering many questions. In the same way, claims start with a report from policyholders. Car insurance misrepresentation is lying in these processes to get cheaper rates or higher claim settlements and it is fraud. Any deliberate attempt to gain financial…

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Do I Need Insurance for a Car in Storage?

If the vehicle isn’t driven or not in drivable condition and kept in a private property or storage facility, you don’t legally have to insure it. However, you will need to submit an affidavit of non-use and return the registration and license plates back to the DMV to avoid getting penalized for dropping liability coverage….

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What Is Physical Damage Coverage for Car Insurance?

Physical damages coverage is a term used to mean the coverages you buy to protect your automobile against the damages it may suffer. By buying Collision and Comprehensive coverage together, you protect your own car against most perils like traffic accidents, fire, theft, vandalism, flood, storm, hail and most other weather related and accidental happenings….

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Can I Pick the Right Auto Insurance On My Own?

Motorists are getting more and more comfortable with handling their own vehicle insurance arrangements thanks to boundless information online, various comparison websites and the official sites of their providers. For the first time in 2020 agents have lost the lead on being the first port of call for policies. Reports suggest that policyholders prefer interacting…

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Advance Purchase Auto Insurance Discount

Some vehicle insurers offer a discount of around 5% when a customer decides to buy a policy well in advance of their current policy renewal date. Advance purchase car insurance discount is one of the less-known and hardly advertised savings that is available from many companies. This saving is not available in every state and…

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What is Car Insurance Fronting?

Vehicle insurance premiums are largely based on the details of the owner, who is usually the most frequent rider. That is why determining primary and secondary driver is usually necessary when you are looking for quotes. In an honest world, the primary is the person who uses the automobile most. However, people may not be…

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What if I Can’t Afford Car Insurance Premium

Virtually every state requires minimum car insurance coverage before you can drive. Not being able to afford the premium isn’t an acceptable excuse and therefore you cannot drive until you buy insurance. If you do, you will be breaking the law and face serious consequences. Basic state required coverage is reasonably priced in most states…

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Primary and Secondary Driver Insurance

Primary driver is the person who uses the vehicle the most and determining who it would be affects auto insurance costs with most companies as they often attach a primary driver to an auto insurance policy to base their premiums on. When there is one car and driver to insure this isn’t a problem. However,…

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