Many motorists like to own a pickup even though they don’t use it for any business purposes and many companies offer personal car insurance for pickup trucks. The premiums can be surprisingly cheap, depending on its size, safety features like airbags, use, yearly mileage, zip code and the insurer. However, pickup truck owners should inform…
Continue readingInsuring Automobiles
Details of the car insured is a key factor affecting premiums. Hence, this site discusses the way automobiles insured in detail to help owners save money on auto insurance.
Insurance for New vs Used Automobiles
Vehicles’ ages don’t affect the way they are insured but their value either forces owners to buy more coverage or allow them to drop some of it. Although it isn’t always the case, insurance for a used car is cheaper than for a new vehicle, mainly because of their values and the gap opens up…
Continue readingCan I Have Two Insurance Policies on my Car?
Generally, buying one policy for your car is easier, cheaper, uncomplicated and provides all the coverage you need. Companies are flexible enough to include most coverage needed. And you can always try another company if you don’t get the protection you want from your current carrier. It is hard to find a good and legitimate…
Continue readingLow Mileage Car Insurance Policies
An automobile parked at home most of the time is hardly going to be involved in a collision or cause damages to any property or injuries to any person. This is a well accepted point in the industry and there are a few good solutions in the market. Low mileage vehicle insurance can be ideal…
Continue readingElectric Vehicle Insurance Costs
People are attracted to plug-in automobiles because they are cheaper to run in comparison to similar petrol options and they are environmentally friendly. EVs currently offer hardly any insurance advantages. It is important to point out that almost all insurers offer quotes as usual but they may generally be slightly higher. This position may improve…
Continue readingMotorists Prefer Car Insurance Websites to Agents
Until recently, agents strongly defended that online auto insurance services cannot be compared to knowledgeable human beings. Ironically, very quickly people moved their transactions to the Internet. Perhaps they don’t want to deal with anyone face to face or on the phone anymore. Consumers don’t want to be pressured into buying something that is either…
Continue readingDo You Need Insurance to Buy a Car?
Essentially, the key insurance concern isn’t buying a vehicle but driving it. Motorists can buy a car; have it transported to their home and decide not to insure it until they want to or can drive it. However, if you are intending to drive the vehicle home after purchase, you will need to buy at…
Continue readingWhat Is Proof of Auto Insurance Coverage?
Proof of auto insurance is required when you are registering a vehicle, are involved in an accident and pulled over by a police officer. It is provided by your insurer to confirm you have at least state required minimum coverage and include the company’s details, policy number, start and expiration date, policyholder’s name and insured…
Continue readingCan I Pick the Right Auto Insurance On My Own?
Motorists are getting more and more comfortable with handling their own vehicle insurance arrangements thanks to boundless information online, various comparison websites and the official sites of their providers. For the first time in 2020 agents have lost the lead on being the first port of call for policies. Reports suggest that policyholders prefer interacting…
Continue readingIs Insurance Cheaper for Manual or Automatic Cars?
Mainly what separates them is the differences between the two transmission boxes and their operational functions but that is enough for many people to go for an automatic for the ease of driving. Insurance premiums for manual cars are marginally cheaper in comparison to automatics. Costlier repairs due to more complex gearboxes and connected moving…
Continue readingAdvance Purchase Auto Insurance Discount
Some vehicle insurers offer a discount of around 5% when a customer decides to buy a policy well in advance of their current policy renewal date. Advance purchase car insurance discount is one of the less-known and hardly advertised savings that is available from many companies. This saving is not available in every state and…
Continue readingWhat is Car Insurance Fronting?
Vehicle insurance premiums are largely based on the details of the owner, who is usually the most frequent rider. That is why determining primary and secondary driver is usually necessary when you are looking for quotes. In an honest world, the primary is the person who uses the automobile most. However, people may not be…
Continue readingWhat Do You Need to Get Insurance on your Car?
The first thing you should sort out is insurance when buying a vehicle because it is needed by law and to be able to register it in most states. Typically, it is handy to have a valid driver license, title on your name and a permanent address to insure an automobile. However, there are exceptions…
Continue readingWhat if I Can’t Afford Car Insurance Premium
Today, people are heavily dependent on their automobiles to go to work, take kids to school and get around for shopping and social life. It may be easier to get around in cities using public transport but it isn’t frequently available in rural areas and small towns. And the premiums can be quite expensive. But…
Continue readingBuying a Car Insurance Policy with Multiple Drivers
Typically, underwriters want to know who else has a license in a household and they include them in auto insurance. Depending on state and provider you may not have a saying in the matter. People living in the same house are assumed having access to the vehicle and therefore carriers like to take their details…
Continue readingPrimary and Secondary Driver Insurance
Often more than one person operates a particular vehicle. Companies would want to know who would be driving it most and who else would be listed. That is why you would need to determine who is the primary and secondary user of it. This is usually not difficult. Usage is an important consideration when it…
Continue readingIt Is Cheaper to Insure a Minivan than an SUV
Minivans are one of the cheapest cars to insure. They are pretty safe and not an attractive choice for drivers who are looking for power and speed. And yet many families across the US cannot do without them. They are designed to meet most budgets, parts are widely available and most mechanics can fix them….
Continue readingCar Insurance without Permanent Address
There are times people may be in between addresses. They are out of a location but haven’t yet moved to a new place. And there are people who don’t have anywhere to call home. Some may actually sleep in vehicles. Those people need coverage for their automobiles too. So, is it easy to get car…
Continue readingDo You Insure the Car or the Driver?
Sometimes it can be confusing what you are really insuring, the vehicle or people? That is why these questions are often asked. It may sound like a tongue twister but actually a very good point to understand how it works. We may need to look at specific circumstances to clarify whom and what is included….
Continue readingCar Insurance Non-renewal and Finding New Coverage
Auto insurance companies can decline to offer renewal terms to their policyholders for many reasons including increased risks due to recent at fault accidents, too many claims or traffic tickets. Since this is an action taken at the end of a policy term, it is unlikely to cause premium increase directly or affect the chances…
Continue readingWhat Is Gap Insurance?
It stands for Guaranteed Auto (or Asset) Protection. Owners often confuse it as insurance for loan payments or even the vehicle. It is usually bought for upside down car debt. What it is and what it isn’t discussed in detail below. The moment you drive a brand new automobile off the dealer’s lot it becomes…
Continue readingAverage Insurance Rates by Car Model Types
Many factors affect how much you need to pay to insure a ride. However, there are three key ones and they are vehicle details, drivers and location. The manufacturer, configuration, age, price, safety ratings and past accident data will influence quotes. It is pointless to list every car that is in circulation here. What you…
Continue readingSame Day Auto Insurance Coverage
It takes only minutes to get a few quotes now and they are pretty accurate that you can rely on them. Therefore, you don’t need to worry about finding same day car insurance coverage. As long as you have enough knowledge about insuring a vehicle there is no reason why you cannot decide on the…
Continue readingCan I Insure a Car I Don’t Own?
It may be possible to insure someone else’s vehicle, depending on several factors. Most states allow automobiles to be insured by a person who isn’t the legal owner. However you need to check this since few states require that the policy and registration have to be under the same name. Secondly, you need to find…
Continue readingHow Much Auto Insurance Do I Need?
Buying a minimum vehicle liability policy is a legal requirement for anyone who is planning to start driving. If you have to spend money anyway, you may want to look into finding the best coverage and the lowest price. Instead of thinking it is something you have to have, you should make the most of…
Continue readingWhy Do You Need Car Insurance?
Seriously why do we pay ton of money every six months? Isn’t it better we drill on importance of vehicle insurance, rather than knowing that we must buy? You may only see it as a burden right now, especially if you are young and paying high premiums. However, it can protect you from fines, financially…
Continue readingDo You Need Insurance to Drive?
Automobile ownership comes with responsibilities. One of them is to make sure your car and any driver you allow is insured at least for Liability. Every state in the US enforces a certain level of minimum coverage to protect third parties against injuries and losses a vehicle may cause. So, you need to be insured…
Continue readingWhen Does a Personal Vehicle Need Commercial Insurance?
Many entrepreneurs make a potentially costly mistake and they do not get trade vehicle insurance. Whether you are a small enterprise with 20 employees or on your own, this provides more benefits and protection than you may be aware of. Do not make the mistake of thinking that a personal policy will cover most operations….
Continue readingAuto Insurance Coverage Essential Tips
Basic liability automobile insurance only includes legally required limits and doesn’t cover your own vehicle. But commonly sold full coverage packages include many optional covers to increase protection to comfortable levels. And the price difference may not be as wide as you think. That is why it is always worth checking what you get for…
Continue reading10 Cheapest and Most Expensive States for Car Insurance
As expected, where you live affects premiums more than many other factors. That is why it is more meaningful to know if vehicle insurance rates are low or high in your region in comparison to the rest of the country. Simply because the local legislations, conditions and statistics are very influential in what you end…
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