What Is Insurable Interest?

One of the key principals of insurance is that it is there to indemnify the losses policyholders and other interested parties suffer. It is not a mechanism that allows people to bet on something happening to certain items or people. So, you need to have an insurable interest on the things in order to be…

Continue reading

What Is Insurance Score?

It is now common knowledge that insurers look at your credit history while determining premiums charged in nearly all states, except California, Hawaii and Massachusetts. However, insurance score takes it a little further than just looking at your financial activities. It usually takes your claim, accident and driving history into account as well. The way…

Continue reading

New Must Have Car Crash Avoidance Features

Technology is making large impacts on crash avoidance safety features in new cars that can help you avoid hitting pedestrians, from steering off a roadway, and even notifying you when you are getting drowsy. Certain auto insurance companies are pushing for these new features and offering safety feature discounts as well. Early studies have proven…

Continue reading

Senior Driving Safety Resources

Having a car not only offers flexibility to move around but also comforts people psychologically. This is more evident at an older age. Most of them have been driving for such a long time that imagining a life without a vehicle in their disposal is hard. Again, getting around without private transportation is much harder…

Continue reading

Child Car Safety Seats Resources

Parents and/or drivers must make sure that kids are well protected in case there is an accident. Child car restrains work in two ways. They make sure that children cannot move around the automobile while it is in motion. And they make sure that they are protected from injuries as much as possible in case…

Continue reading