What Is Insurable Interest?

One of the key principals of insurance is that it is there to indemnify the losses policyholders and other interested parties suffer. It is not a mechanism that allows people to bet on something happening to certain items or people. So, you need to have legal or contractual rights or charge over these things if…

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What Is Insurance Score?

It is now common knowledge that insurers look at credit history while determining premiums charged in nearly all states, except California, Hawaii and Massachusetts. Insurance score takes it a little further than just looking at financial activities and includes claim, accident and driving history into account as well to come up with a figure that…

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New Must Have Car Crash Avoidance Features

These safety features in new automobiles can help drivers avoid hitting pedestrians, steering off a roadway, and even dosing off. Technology is making large advances on crash avoidance that should reduce the number of people hurt in accidents. Certain auto insurance companies are pushing for these improvements and offering discounts to encourage people to look…

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Senior Driving Safety Resources

Having a car not only offers flexibility to move around but also comforts people psychologically. This is more evident at an older age. Most of them have been driving for such a long time that imagining a life without a vehicle in disposal is hard. Again, getting around without private transportation is much harder in…

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Child Car Safety Seats & Resources

We are all well aware of the importance of wearing seatbelts and how they save lives. In the case of children, parents and/or drivers must make sure they are well protected against injuries as much as possible in case of a crash and cannot move around the automobile while it is in motion. Don’t forget that…

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