One of the key principals of insurance is that it is there to indemnify the losses policyholders and other interested parties suffer. It is not a mechanism that allows people to bet on something happening to certain items or people. So, you need to have an insurable interest on the things in order to be…
Continue readingOther Topics & Matters
There are many issues to cover other than car insurance. Here you can find all those matters that are somehow related to insuring vehicles or driving but not right on the topic.
Can You Insure a Car with a Salvage Title?
These automobiles may be appealing because of their cheap price. Actually they should be half the price of a similar car with clean title, considering their history. If you know what you are doing and have a chance to inspect it and its papers properly you may be able to get a bargain. Otherwise, it…
Continue readingWhat Is Insurance Score?
It is now common knowledge that insurers look at your credit history while determining premiums charged in nearly all states, except California, Hawaii and Massachusetts. However, insurance score takes it a little further than just looking at your financial activities. It usually takes your claim, accident and driving history into account as well. The way…
Continue readingEnvironmentally Friendly Cars & Helpful Resources
Environmentally friendly (eco or green) cars offer users a few advantages over traditional gas powered only vehicles. If you are conscious about the environment and want to do your part to cut down on carbon emissions, buying an eco-friendly car may be your first choice. You may also save money since running these vehicles is…
Continue readingNew Must Have Car Crash Avoidance Features
Technology is making large impacts on crash avoidance safety features in new cars that can help you avoid hitting pedestrians, from steering off a roadway, and even notifying you when you are getting drowsy. Certain auto insurance companies are pushing for these new features and offering safety feature discounts as well. Early studies have proven…
Continue reading10 Reasons not to Drive Impaired by Alcohol/Drugs and Resources
Driving impaired is a situation you don’t want to find yourself in. Not only is drinking alcohol and driving illegal, but most US states have penalties similar to alcohol for driving impaired from illegal drug use or prescription drugs. If you are impaired because of a controlled substance and get behind the wheel, you are…
Continue reading10 Safe Driving Tips & Expert Resources
We often don’t take driving seriously and think that it comes naturally, just like walking down the street. The problem is that it can be too late by the time we realize it requires certain care and attention, each time and every time. Poor road conditions, extreme weather events or poor driving habits by other…
Continue readingPerfect Driving Posture: How to Reduce Driving Aches & Pains
Driving can be therapeutic or highly stressful activity depending on your car, how you position yourself in it and your mental state. Simple adjustments can make a huge difference. Remember, you are more likely to avoid an accident when you are not bothered with discomfort and fully focused on driving. Driving can be pain in…
Continue readingWhat Not to Do when Visiting Auto Mechanics
We hear, read or watch the things mechanics do. Some of them can be scary and worrisome. How about what mechanics don’t like about their customers? Remember that you don’t want to annoy someone who is operating on your car. Also, it is good to show that you aren’t one of those obnoxious customers who…
Continue readingCar Loan Borrowing Guide & Calculator
Use this calculator to estimate monthly automobile loan payments. Enter the loan amount, interest rate and term and click “calculate”. This will help you to see how much you can pay for a new or used auto. Points to Consider when Getting an Auto Loan It is easy to get carried away because your dreams…
Continue readingResources for Eco Friendly Commuting, Driving & Cars
Essentially you can achieve two things at once by going green; be more environmentally friendly and save money. Obviously the level of greenness will depend on many factors. The best solution would be to avoid driving private vehicles whenever possible and use public transport facilities and other goods and passenger transport alternatives. However, this may…
Continue readingSenior Driving Safety Resources
Having a car not only offers flexibility to move around but also comforts people psychologically. This is more evident at an older age. Most of them have been driving for such a long time that imagining a life without a vehicle in their disposal is hard. Again, getting around without private transportation is much harder…
Continue readingChild Car Safety Seats Resources
Parents and/or drivers must make sure that kids are well protected in case there is an accident. Child car restrains work in two ways. They make sure that children cannot move around the automobile while it is in motion. And they make sure that they are protected from injuries as much as possible in case…
Continue readingCar Survival Kit Preparation & Resources
Cars offer the extra feeling of safety because they have a shell that can protect you. However this shell cannot help you when you are stranded out of nowhere unless you packed a survival kit in it. A few small things that you keep in your vehicle can sustain you for a long time if…
Continue readingHow to Prepare Automobiles for Comfortable & Safe Drives
You see “buckle up” signs all across the United States of America and wonder if there are still motorists who dare to drive without seatbelts. A quick look at statistics shows that 15% of motorists (on average) still don’t wear seat belts. And over 50% of traffic collision related deaths are due to passengers and…
Continue reading10 Tips for Amazing & Economical Road Trips
No doubt there are plenty cheap alternatives to traveling by car and taking a road trip as a holiday. Flights are pretty cheap and you can get great holiday packages including meals and flights these days. Certainly, some people would want to get to their destinations as quick as possible so that they can soak…
Continue readingMotorcycle & Bicycle Safety & Resources
Motorcycles and cycles can be difficult to notice at times and drivers may not be looking for them. They can squeeze in between cars and change lanes faster. One minute they are nowhere to be seen the next they are right beside you especially in slow moving city traffic. At times motorists may be annoyed…
Continue readingDriving with Pets: Safety Tips & Travel Resources
Pets are considered as members of family and most people want to take them on road trips. It would be sad to leave your pet behind when you are going on a vacation. Besides, you could have a few memorable moments together. Leaving them behind with a friend or family member would be a burden…
Continue readingDistracted Driving Issues, Tips and Resources
Nobody likes to end up in a vehicle accident if they can avoid. They can lead to serious injuries, loss of automobile for some time due to repairs or total loss and increased car insurance rates. You need to deal with distractions while driving as best as you can to avoid these accidents and their…
Continue readingSnapping a Selfie and Checking Social Media While Driving
Latest technological advancements are making our lives much easier and enjoyable. We got used to it that we wonder how people’s lives before the internet were. However, with every great invention there generally are risks and dangerous uses as well. You can be glued to your phone while you are sitting at home with hardly…
Continue readingMy Favorite Car Jokes & Insurance
Jokes can make us smile, tell us stories and offer a valuable insight. Let’s have a laugh and see if these jokes offer any insurance insights or have implications. I like to start with one of my old time favorites. The Pope on the Road One day the Pope decided to drive and ask his…
Continue readingDealing with Distractions from Backseat Drivers
Having someone in the vehicle to keep company is always welcomed especially in long trips. They can keep you awake with light conversation, change the radio station and manage the air conditioning. This quickly turns into a real sore point if your companion tries to drive the automobile from back or passenger seat. A backseat…
Continue readingHow to Reduce Car Fuel Consumption?
It is hard not to notice how much petrol your vehicle is going through. And it is not pleasant when you have to think about the costs when you are taking a drive. Many motorists may think that automobiles come with fuel settings and you cannot influence the consumption. This is not true as we…
Continue readingLevel of Distracted Driving May Be Worse than Reported
Statistics about distracted driving appear to be having problems with showing the true picture. It is not easy to determine the cause of an accident as cell phone use related unless investigators dig deeper into the facts. It is hard to find that sort of resources available to pinpoint the real reasons of the crashes….
Continue readingKeyless Push Button Start System and Car Thieves
We don’t get much surprised anymore when we see amazing technologies developed. It is what we come to expect in a fast developing world. It has been a few years now that there are these keyless automobiles. You press the button to get them started but you need to have the key fob nearby to…
Continue readingInternet Connection in Cars Improve or Distract Driving?
Most things in life come with benefits and harmful side effects. When you look at products like credit cards you may think that they are great inventions. What could be wrong with a large credit line that is available whenever you need? Unfortunately, people may not realize what they are for and start abusing. Credit…
Continue readingHow Can Parents Ensure Safety of Teenage Drivers?
Teenagers can be daring without any justification. Even though they lack experience they may take far too many risks behind the steering wheel. The odds of a young driver getting involved in an accident are pretty high. There are plenty accident statistics to prove it. New drivers are several times more likely to have an…
Continue readingWild Happenings on the Roads across America
At first look it may look amazing and humorous but some of the things people do on the roads can be very dangerous at the same time. We may just laugh it off at the time but it later reminds us that we share these roads with all the sane and insane drivers. And some…
Continue readingStay Off the Roads at Certain Times & Avoid Accidents
Being on the wrong place in the wrong time is a good explanation for accidents that many drivers like. Then, they may avoid the suggestions that they did something wrong to cause the crash. This can actually be true for certain times and days. New Year and holiday times, extremely icy or foggy driving conditions…
Continue readingCrash Tests Show Luxury Automobiles Aren’t As Strong
Many motorists are happy to pay a lot more money for luxury brand automobiles. One of the key reasons behind this decision is that buyers assume certain manufacturers build stronger cars and they last longer. Some of these brands have been symbols of safety for years. Is it still the same after the application of…
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