California is one of those states with higher than average unemployment rates. With this in view, families are checking through their monthly expenses a bit more carefully. One of these expenses they are trying to cut back on is car insurance premium payments. As expenses get more difficult to pay there is a chance that…

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New York is one of the most expensive states to live in the USA. Car ownership is one of the lowest in the country with only 570 automobiles per capita. Good public transport facilities may be the main reason behind low vehicle ownership figures. Numbers of Uninsured Drivers are pretty low at 5% compared to…

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North Carolina has one of the lowest automobile ownership in the country with 670 car per capita. The state is following the national averages in terms of number of Uninsured Motorists at 14% and living expenses. Keeping the average may sound to be alright but when these are averages for negative results you would hope…

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Wyoming is very interesting state to have a look at the figures. It is one of the most expensive states to own a vehicle when you take gas prices, taxes, repair costs and premiums into account. Car insurance rates in here are one of the most expensive in the USA as well. Even more interesting…

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North Dakota is one of the least populated states with around a million people. However, the state has one of the highest auto ownership with just over one car per head in the state. This is consistent with other low populated areas in the country where people may have to make private arrangements to solve…

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There may be a chicken and egg situation going on in Oklahoma. The state has one of the largest Uninsured Drivers numbers at 24% which is far too high to tell the obvious and much higher than nearly all other states. Partly because of so many Uninsured Drivers state car insurance rates are one of…

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Living expenses in the Beaver State appears to be fairly high in comparison with many other states. However, cost of car insurance in Oregon don’t appear to be too bad. Also, numbers of Uninsured Drivers are not bad either at 10%. This is below the national average of 14%. There may not be any scientific evidence but…

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Numbers of Uninsured Drivers are at 7% in Pennsylvania which is about half the national average. This is certainly something to be happy about if you are a vehicle owner or ordinary citizen in this state. You are likely to be paid for your injuries and damages due to a traffic accident as most vehicles…

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Rhode Island is one of the most densely populated areas in the USA. We have another chicken and egg situation here. The state has one of the highest car insurance and Uninsured Drivers rates in the country. 18% Uninsured Drivers would affect the premiums for the rest of the motorists who buy coverage. Also, being…

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South Carolina has one of the lowest car insurance rates in America. Uninsured Drivers at 11% is below national average as well. Perhaps low premiums help motorists afford to buy at least liabilities coverage. However, Drunk driving related traffic death in this state is pretty high at around 40%. This is a serious issue and…

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South Dakota is one of the least populated states in the country. Automobile ownership in this state is well above average with one car for every resident in the state. Here is another state with low population and high vehicle ownership. It may be easy to get by without a car when you have great…

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The real problem in Texas with motorists appears to be drunk drivers. Drunk driving related traffic deaths in this state are one of the largest in the country at 40% and certainly the largest with over 1,200 drunk driving related traffic deaths. Number of Uninsured Drivers is above most states with 15% as well. When…

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There are a few good things going for Utah motorists. First of all, drunk driving related traffic deaths are one of the lowest in the country. This is great news as you are safer on the roads without them. Secondly, Uninsured Drivers (8%) are well below the national average of 14%. The chance of being…

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Vermont drivers are doing a lot better than rest of the country. The traffic related deaths are comparably lover as well as drunk driving related traffic deaths. Of course, every single incident is a tragedy but they are doing better than most states. Dangers of driving while you are intoxicated are probably clear to most…

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This is one of the most densely populated states in the US with over 8 million residence and well over 5 million drivers. Car insurance rates in Virginia vary hugely and perhaps more than any other state. The difference between the cheapest insurer and the most expensive one can be as much as seven times…

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One year car insurance premium paid to one of the most expensive insurers can be equal to 3 year worth of coverage with one of the cheapest insurers. That is why you should get a few quotes to ensure you don’t end up with one of the most expensive insurers and pay truckload of money….

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This state has one of the highest car insurance rates in the USA. This doesn’t mean that you cannot find cheap automobile insurance in West Virginia. Actually it makes it even more rewarding to shop around for the best prices for the same coverage. Higher the premiums are bigger the potential dollar savings. A 10% discount…

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Wisconsin drivers are lucky to have one of the most affordable car insurance rates in the US. Having low base rates means that they are already in a winning position in comparison to other states. But there are yet savings to be made by carefully shopping for the best quotes. This post will help you find…

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Ohio is one of the cheapest states for car insurance and living cost is cheap too. However, this shouldn’t make you complacent because you can end up paying 3 times more if your insurer is one of the most expensive insurers in the Buckeye State. Finding a competitive automobile insurer in OH can save you…

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Louisiana has one of the highest car insurance rates in America. So, it wouldn’t be a surprise if many motorists are looking for lower premiums here. Shopping for the best deals would pay well when the premiums are really high. Even you get only 10% savings it would still be a lot of dollars. Considering…

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Maine has the lowest automobile insurance rates in the US although it has one of the largest minimum liability coverage requirements. It must be to do with historically low accident and claim figures. It appears that drivers are well educated for the risks of driving without insurance, aware of dangers around them to avoid accidents and…

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Average premiums in the Old Line State are higher than the US average that it becomes extra important to search for cheap auto insurance in Maryland. When a state has high rates it affects everyone and there is not much an individual policyholder can do about it. There could be many reasons for high costs…

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Did you know that Massachusetts has one of the highest numbers of driving citations in the country (9th)? This would have the effect of increasing car insurance rates. This may be because the police and authorities in the state are keener to catch the offenders rather than too many motorists breaking the laws. Maybe citations…

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Michigan has the most expensive auto insurance rates in the country. Furthermore, the sate has one of the highest Uninsured Drivers ratios at 19%. It is not all fun driving in the Great Lake State as the risks of being hit by an uninsured driver is pretty high. Perhaps these risks are the reason for…

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Minnesota Auto Insurance requirements are different from most other states. Drivers in this state are required No-Fault Insurance as well as the minimum Liability cover. No-Fault refers to Personal Injury Protection (PIP) you would see in other states but it is much higher than most at $40,000. Another interesting point to know about requirements in…

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Mississippi tops several charts in a good way and bad. It is the state with the cheapest living costs in the USA. Also, it has the highest Uninsured Drivers rate at 26% as well. State does not mandate Uninsured Drivers coverage but wouldn’t you think it is a must if you are going to drive…

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This Midwestern state is the 21st most extensive and the 18th most populous in the US. Drivers can enjoy cheap Missouri car insurance quotes because  the state isn’t densely populated to cause congestions, accidents, high vehicle related crimes. The Show Me State lies at the intersection of the three greatest rivers of North America, with…

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Mont It is one of the states with the most expensive car insurance rates in the country. This would mean that efforts to find lower prices would likely to pay off. The same percentage discount has a different cash value when you live in an expensive premium state in comparison with a cheaper state. When…

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Nebraska has one of the highest auto ownership in the country per capita. There are cars on the roads as much as the population of the state and more. The state has one of the lowest Uninsured Drivers counts (5%) in the country. This would naturally help car insurance rates which appear to be fairly…

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The state has one of the lowest Automobile ownership rates per capita in America. For everyone living in the state there is only half a car owned. Number of Uninsured Drivers at 12% is lower than the country average. This probably contributes to cheap car insurance rates in Nevada. Living costs in the Silver State…

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