West Virginia Auto Insurance

The Mountain State car insurance rates are reasonably cheap in comparison to many states and country averages for both liability only and full coverage policies. The average state required minimum coverage auto insurance premium is $421, which is $201 lower than the national average. The average cost of full coverage is $1,580 in West Virginia,…

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Minnesota Auto Insurance Coverage & Costs

In the Land of 10,000 Lakes, vehicle insurance rates are cheaper than the US average for both state required minimum and full coverage policies. Minnesota car insurance requirements are different from most other states. Drivers are required No-Fault coverage, which refers to Personal Injury Protection (PIP) you would see in other states but it is…

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Automobile Insurance in Colorado

Nearly 3 million licensed drivers can get affordable car insurance rates in Colorado for state required minimum liability coverage. However, full coverage policies cost slightly more than the country average. Ratio of uninsured drivers is at 16.3%, which is 23% higher than the US average. The Centennial State has the lowest automobile ownership in the…

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Kansas Car Insurance Rates

The Sunflower State has relatively low car insurance rates for state required minimum coverage. Drivers may have to pay 4.5 more for a full coverage policy but it is still below the national average. Uninsured motorists are at nearly 11%, which is slightly lower than the US figure. Kansas is relatively rural with large agricultural…

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California Auto Insurance Costs

Car insurance rates in the Golden State are one the highest in the country for both full coverage and minimum state required coverage. There are several reasons for this like the state having the highest number of auto thefts in the country and tighter regulations. Higher premiums are more obvious in larger cities where policies…

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Car Insurance Coverage in Massachusetts

The Bay State automobile insurance rates are cheap for minimum state required coverage and full coverage. Although motorists have to pay nearly three times more in comparison to liability only, full coverage policies are one of the cheapest in the country on average. This is despite Massachusetts handing out one of the highest numbers of…

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Pennsylvania Auto Insurance

The average car insurance rates are about 1/3 lower here than the national average for state required minimum coverage and very close to the US average of $2014 for full coverage. The Keystone State is fairly well populated in a comparably smaller landscape that concentrates traffic movements. The ratio of Uninsured Drivers is at 6%,…

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Automobile Insurance in Idaho

The Gem State has one of the cheapest car insurance rates for both liability only and full coverage as they often stay in the lowest 5 average yearly premiums in the US every year. The ratio of uninsured drivers is similar to the US average. With snow, ice and country roads 1.1 million licensed drivers have…

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Automobile Insurance in Indiana

Drivers in the Hoosier State can get cheap car insurance rates as it has one of the lowest rates in the US for both liability only and full coverage policies. It has one of the lowest automobile ownership ratios in the country too. It is good that Uninsured Motorist Coverage is automatically included within minimum…

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New Jersey Car Insurance

The Garden State automobile insurance rates for state mandated minimum coverage is comparatively expensive as it is higher than the country average. However, it is relatively cheaper to buy a full coverage policy, which is below the US average. It may be good news if you want to buy a full coverage policy anyway but…

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Auto Insurance Rates in Iowa

The Hawkeye State has the cheapest state required minimum coverage car insurance rates in the US. The average full coverage policy premiums are fairly cheap too in comparison. Another comforting fact is that there are fewer uninsured drivers here than the country average. It is no surprise that it has one of the highest auto ownership…

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Car Insurance Rates in Michigan

Michigan has one of the most expensive automobile insurance rates in the country for both state required minimum and full coverage. Furthermore, the state has one of the highest ratios of uninsured motorists at over 25%. Getting in your car and hitting the roads comes with heightened worries in the Great Lake State as the…

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Wisconsin Car Insurance Prices

Wisconsin drivers have one of the cheapest automobile insurance rates in the US. Full coverage policies are particularly cheap although liability only policies are affordable and well below the country average too. Having low base rates to start with means that you can get relatively low premiums here even if your records are less than…

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Auto Insurance Coverage in Connecticut

Peaceful driving conditions here reduce risks of accidents and in turn, allow the residents to find affordable car insurance rates. Average prices for both liability only and full coverage policies are below the country average but full coverage is a lot cheaper than the US average. Relatively modest auto theft and vandalism crime figures may…

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Car Insurance in Mississippi

The Magnolia State has affordable auto insurance rates for minimum liability only coverage in comparison with the US average. This is surprising considering 29% of motorists are uninsured in this state, which is more than double the nation average. And premiums for full coverage policies are still below the national average. MS has one of…

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Florida Vehicle Insurance Premiums

The Sunshine State is consistently one of the top three most expensive states in the country for car insurance for both state required minimum and full coverage policies. Motorists need to pay about 2.5% of average household income for vehicle insurance premiums, which is more than twice in comparison to one of the cheapest places…

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Illinois Auto Insurance Rates

The Prairie State has affordable vehicle insurance rates for both liability only and full coverage policies as premiums are lower than the national average, despite factors like cold weather and heavy congestion especially in the Chicago metropolitan area affecting cost negatively. In addition, the rates outside of the metro area are noticeably lower since the…

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Maryland Automobile Insurance Costs

Average liability only car insurance premiums in the Old Line State are higher than the US figures but lower for full coverage. Densely populated states like Maryland have higher numbers of accidents affecting premiums paid by each policyholder. Usually, they are more likely to be fender benders but sheer number of them results in large…

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Car Insurance in South Dakota

The Mount Rushmore State has one of the lowest auto insurance rates for state required minimum coverage. Full coverage costs are well below country average as well. Here is another state with low population and well above average vehicle ownership with one car for every resident. It isn’t usually easy to get by without a…

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Arizona Auto Insurance

Motorists can find cheap auto insurance in the Copper state as the average premiums are lower than the national averages for both basic and full coverage policies, although life is slightly more expensive in this state. Nonetheless, 4.8 million drivers still need to shop around to find the best prices. Otherwise, they may still end…

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Tennessee Auto Insurance Prices & Rules

Tennessee car insurance rates are generally lower than the national average, both for liability-only and full coverage policies. However, the state faces a significant issue with uninsured drivers, with a high ratio of 23.7%, which is one of the highest in the United States. As a result, having Uninsured Motorist coverage becomes a priority in…

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Car Insurance Rates in Arkansas

The Natural State has affordable auto insurance rates but minimum liability coverage is more affordable than the full coverage in comparison to the country averages. Arkansas has 2 million licensed drivers and 19.3% of them are uninsured. It is 53% higher than the US average making it one of the states with the highest uninsured…

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Missouri Auto Insurance

The Show-Me State car insurance rates are fairly cheap for state required minimum liability only coverage. However, drivers have to pay almost four times more to buy a full coverage policy, which costs slightly below the national average. The state isn’t heavily populated in most parts to cause congestion, accidents, and high vehicle related crimes….

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Washington Auto Insurance

The average cost of basic liability only car insurance coverage is $515, which is $107 cheaper than the US average. A full coverage policy in The Evergreen State costs on average $1,410, which is $604 cheaper than the country average. Generally, motorists in well-off states like Washington choose better protection due to owning expensive cars….

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Auto Insurance Coverage in Utah

There are a few good things going for drivers in the Beehive State. First of all, car insurance rates are lower than the national average for both full and state required minimum coverage. Secondly, drunk driving related traffic deaths are one of the lowest in the country. Utah has the lowest blood alcohol limit in…

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