California is one of those states with higher-than-average unemployment rates. With this in view, families are checking through monthly bills a bit more carefully. One of these expenses they are trying to cut back on is the premium. As they get more difficult to pay there is a chance that people may choose to go…
Continue readingStates Specific Information
Each one of the United States of America has their own auto insurance legislations. And those laws influence car insurance policies & prices. You can read them all here.
New York Auto Insurance Coverage
It is one of the most expensive states to live in the USA. Car ownership is one of the lowest in the country with only 570 automobiles per capita. Good public transport facilities may be the main reason behind low ownership figures. Numbers of Uninsured Drivers are pretty low at 5% compared to 14% national…
Continue readingNorth Carolina Auto Insurance
It has one of the lowest automobile ownership in the country with 670 cars per capita. It is following the national averages in terms of number of Uninsured Motorists at 14% and living expenses. Maintaining the middle ground may sound to be all right but when these are for negative results you would hope to…
Continue readingWyoming Auto Insurance Coverage
It is very interesting to have a look at the figures here. Costs of owning a vehicle are very high when you take gas prices, taxes, repair expenses and premiums into account. Car insurance rates in Wyoming are one of the most expensive in the USA as well. Even more interesting result is that it…
Continue readingNorth Dakota Auto Insurance
North Dakota is one of the least populated states with around a million people. However, it has one of the highest auto ownership ratios with just over one car per head. This is consistent with other scarcely occupied areas in the country where people may have to make private arrangements to solve transportation problems. It…
Continue readingCar Insurance in Oklahoma
There may be a chicken and egg situation going on in Oklahoma. It has one of the largest Uninsured Drivers numbers at 24%, which is far too scary to tell the obvious and much worse than nearly all others. Partly because of them state automobile insurance rates are one of the highest in the country…
Continue readingCar Insurance in Oregon
Living expenses in the Beaver State appear to be fairly high in comparison with many others. However, the cost of auto insurance doesn’t appear to be too bad. Also, numbers of Uninsured Drivers are not bad either at 10%. This is below the national average of 14%. There may not be any scientific evidence but…
Continue readingPennsylvania Auto Insurance
It is fairly well populated in a comparably smaller landscape that concentrates traffic movements. Numbers of Uninsured Drivers are at 7% in Pennsylvania, which is about half the national average. This is certainly something to be happy about if you are a vehicle owner or ordinary citizen in this state. You are likely to be…
Continue readingRhode Island Car Insurance Coverage
It is one of the most densely populated areas in the USA. We have another chicken and egg situation here. Rhode Island has one of the highest auto insurance and Uninsured Drivers (18%) rates in the country. They would affect the premiums for the rest of the motorists who buy coverage. Also, being a densely…
Continue readingAuto Insurance in South Carolina
South Carolina has one of the lowest car insurance rates in America. Uninsured Motorists at 11% is below national average as well. Perhaps low premiums help in affording to buy at least liability coverage. However, Alcohol related traffic deaths in this state are pretty high at around 40%. This is a serious issue and one…
Continue readingCar Insurance in South Dakota
It is one of the least populated regions in the country. Automobile ownership is well above average with one car for every resident. Here is another state with low population and high vehicle ownership. It may be easy to get by without a car when you have great public transport facilities. But this wouldn’t be…
Continue readingTexas Auto Insurance Coverage
It is the second largest and most populated in the country behind Alaska and California. Living costs and car insurance rates appear to be fairly reasonable in the Lone Star state. This is a sign drivers are not bad as long as they are not drunk. Rates are based on risks of accidents and claims….
Continue readingAuto Insurance Coverage in Utah
There are a few good things going for Utah motorists. First of all, drunk driving related traffic deaths are one of the lowest in the country. This is great news as you are safer on the roads without them. Secondly, Uninsured Drivers (8%) are well below the national average of 14%. The chance of being…
Continue readingVermont Auto Insurance Coverage
Drivers here are doing a lot better than the rest of the country. The traffic related deaths are comparably lower as well as alcohol related ones. Of course, every single incident is a tragedy but they are doing better than most states. Dangers of driving under the influence are probably clear to most people but…
Continue readingAuto Insurance Costs in Virginia
This is one of the most densely populated states in the US with over 8 million residents and well over 5 million drivers. Car insurance rates in Virginia vary hugely and perhaps more than any other place. The difference between the cheapest and the most expensive quotes can be as much as seven times that…
Continue readingWashington Auto Insurance
One year car insurance premium paid to one of the most expensive companies can be equal to 3 year worth of coverage with one of the lowest priced ones. That is why you should get a few quotes to ensure you don’t end up with one that doesn’t even want you and pay a truckload…
Continue readingWest Virginia Auto Insurance
It has one of the highest premiums in the USA. This doesn’t mean that you cannot find cheap automobile insurance in West Virginia. Actually it makes it even more rewarding to shop around for the best prices for the same coverage. The higher the costs are the bigger the potential dollar savings. A 10% discount…
Continue readingWisconsin Car Insurance Prices
Wisconsin drivers are lucky to have one of the cheapest automobile insurance rates in the US. Having low base prices means that they are already in a winning position in comparison to other states. But there are still savings to be made by carefully shopping for the best quotes. This post will help you find…
Continue readingAutomobile Insurance in Ohio
It is one of the cheapest states for car insurance and has low living costs too. So money goes further and motorists aren’t under pressure with expensive premiums here. However, this shouldn’t make you complacent because you can end up paying 3 times more if you don’t shop around and end up with a non…
Continue readingAffordable Vehicle Insurance in Louisiana
It has one of the highest car insurance rates in America. So, it wouldn’t be a surprise if many motorists are looking for affordable premiums in Louisiana. Shopping for the best deals would pay well when buying costly goods and services. Even if you get only 10% savings it would still be a lot of…
Continue readingAuto Insurance Rates in Maine
Maine has the lowest vehicle insurance rates in the US although it has one of the largest minimum liability requirements. It must be to do with historically less worrisome accidents and claim figures. It appears that residents are well educated for the risks of driving without coverage, aware of dangers around them to avoid accidents…
Continue readingMaryland Automobile Insurance Costs
Average premiums in the Old Line State are higher than the US figures that it becomes extra important to search for cheap auto insurance quotes. Expensive rates affect everyone and there is not much an individual policyholder can do about it. There could be many reasons for it but it is usually accidents and claims…
Continue readingCar Insurance Coverage in Massachusetts
Did you know that Massachusetts has one of the highest numbers of driving citations in the country (9th)? This would have the effect of increasing rates. This may be because the police and authorities are keener to catch the offenders rather than too many motorists breaking the laws. Maybe citations are the sign of well-controlled…
Continue readingCar Insurance Rates in Michigan
Michigan has the most expensive automobile insurance rates in the country. Furthermore, the state has one of the highest numbers of motorists with no coverage at 19%. Getting in your car and hitting the roads comes with heightened worries in the Great Lake State as the risks of being hit by one of those drivers…
Continue readingMinnesota Auto Insurance Coverage & Costs
Let’s start with some good news here and tell you that premiums are lower than most parts of the country. Minnesota car insurance requirements are different from most others. Drivers are required No-Fault coverage, which refers to Personal Injury Protection (PIP) you would see in other states but it is much higher than most at…
Continue readingCar Insurance in Mississippi
It tops several charts in a good and bad way. It is the state with the cheapest living costs in the USA. Also, it has the highest Uninsured Drivers ratio at 26% and it does not mandate coverage against them. But wouldn’t you think it is a must if you are going to drive in…
Continue readingMissouri Auto Insurance
This Midwestern state is the 21st most extensive and the 18th most populous in the US. It has a typical density with six million residents. Although half of them reside in two large cities it is the same in most regions. Drivers can enjoy cheap Missouri car insurance quotes because it isn’t heavily occupied to…
Continue readingCar Insurance Coverage in Montana
It is a very interesting state with the most expensive vehicle insurance rates in the country for full coverage. On the other hand, you can get a pretty cheap liability only policy here, which is puzzling. This would mean that efforts to find lower prices would likely pay off, especially if you like the former…
Continue readingNebraska Car Insurance Rates
It has one of the highest auto ownership per capita. The number of cars is the same as the number of people here. It has one of the lowest Uninsured Drivers counts (5%) in the country. This would naturally help automobile insurance rates, which appear to be fairly reasonable compared to the rest of the…
Continue readingNevada Car Insurance Coverage
It has one of the lowest Automobile ownership rates per capita in America. There is only half a car owned per person. Number of Uninsured Drivers at 12% is lower than the country average. This probably contributes to cheap auto insurance rates in Nevada. Living costs in the Silver State are reasonable and not a…
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