West Virginia Auto Insurance

Car insurance rates in the state of West Virginia are notably affordable when compared to averages from other states and countries. This applies to both liability-only and full coverage policies. Moreover, the percentage of uninsured drivers in West Virginia stands at an impressive 9%, falling below the national average. Despite West Virginia’s status as one…

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North Dakota Car Insurance Rules

North Dakota stands out as one of the states with the lowest car insurance rates. Both the average premiums for state-required minimum coverage and full coverage policies are affordable and well below the national average. However, the state has a slightly higher ratio of uninsured drivers, sitting at 13%, which is just above the U.S….

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Minnesota Auto Insurance Coverage & Costs

In the Land of 10,000 Lakes, vehicle insurance rates are cheaper than the US average for both state required minimum and full coverage policies. Minnesota car insurance requirements are different from most other states. Drivers are required No-Fault coverage, which refers to Personal Injury Protection (PIP) you would see in other states but it is…

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Auto Insurance Costs in Virginia

With its bustling highways, serene byways, and charming backroads, the need for reliable vehicle insurance is a constant presence in the minds of Virginian motorists. The Old Dominion State car insurance costs are lower than the US average for both liability only and full coverage policies and motorists need to pay about three times more…

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Automobile Insurance in Colorado

Nearly 3 million licensed drivers can get affordable car insurance rates in Colorado for state required minimum liability coverage. However, full coverage policies cost slightly more than the country average. Ratio of uninsured drivers is at 16.3%, which is 23% higher than the US average. Coloradan motorists drive less miles annually than the country average…

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Kansas Car Insurance Information

The Sunflower State has relatively low automobile insurance rates for state required minimum coverage. While the average cost of a full coverage policy may be 4.5 times higher than that of a liability-only policy in this state, it remains below the national average. Uninsured motorists are at nearly 11%, which is slightly lower than the…

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California Auto Insurance Costs

Car insurance rates in the Golden State are one the highest in the country for both full coverage and minimum state required coverage. There are several reasons for this like the state having the highest number of auto thefts in the country and tighter regulations. Higher premiums are more obvious in larger cities where policies…

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Car Insurance Coverage in Massachusetts

The Bay State automobile insurance rates are cheap for minimum state required coverage and full coverage. Although motorists have to pay nearly three times more in comparison to liability only, full coverage policies are one of the cheapest in the country on average. This is despite Massachusetts handing out one of the highest numbers of…

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Pennsylvania Auto Insurance

The average car insurance rates are about 1/3 lower here than the national average for state required minimum coverage and very close to the US average for full coverage. The Keystone State is fairly well populated in a comparably smaller landscape that concentrates traffic movements. The ratio of Uninsured Drivers is at 6%, which is…

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Automobile Insurance in Idaho

The Gem State has one of the cheapest car insurance rates for both liability only and full coverage as they often stay in the lowest 5 average yearly premiums in the US every year. The ratio of uninsured drivers is at 13.2% slightly over the country average. With snow, ice and country roads 1.1 million…

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Automobile Insurance in Indiana

Motorists in the Hoosier State have access to affordable car insurance rates, benefiting from some of the lowest rates in the US for both liability-only and full coverage policies. The fact that Indiana drivers cover an average annual mileage of 17,821 miles, a figure among the highest in the nation, may be a consideration for…

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New Jersey Car Insurance

In the Garden State, auto insurance rates for state-mandated minimum coverage are relatively expensive, exceeding the national average. However, the cost of purchasing a full coverage policy is comparatively more affordable, falling below the US average. Remarkably, the state maintains a low uninsured driver ratio of 3.1%, a quarter of the national average, despite having…

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Automobile Insurance in Iowa

The Hawkeye State has the cheapest state required minimum coverage car insurance rates in the US. The average full coverage policy premiums are fairly cheap too in comparison to other regions. Another comforting fact is that there are fewer uninsured drivers here than the country average. The state has one of the highest auto ownership…

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Car Insurance Rates in Michigan

Michigan has one of the most expensive automobile insurance rates in the country for both state required minimum and full coverage. Furthermore, the state has one of the highest ratios of uninsured motorists at over 25%. Navigating the roads in the Great Lake State amplifies concerns due to the tangible risk of collisions involving uninsured…

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Wisconsin Car Insurance Prices

Wisconsin drivers have one of the cheapest automobile insurance rates in the US. Full coverage policies are particularly cheap although liability only policies are affordable and well below the country average too. Having low base rates to start with means that you can get relatively low premiums here even if your records are less than…

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Auto Insurance Coverage in Connecticut

Average premiums for both liability only and full coverage car insurance policies in Connecticut are below the country average but full coverage is more cost-effective in comparison. Relatively modest auto theft and vandalism crime figures may be helpful in keeping premiums low. The Nutmeg State is one of the wealthiest in the country. That should…

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Nevada Car Insurance Coverage

The Silver State has one of the highest automobile insurance rates in the country and it is the case whether you want to buy a liability only or full coverage policy. Number of Uninsured Drivers at 10.4% is lower than the country average. Weather conditions here are harsher for drivers than most other states. Mountains…

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Car Insurance in Mississippi

The Magnolia State has affordable auto insurance rates for minimum liability only coverage in comparison with the US average. This is surprising considering 29% of motorists are uninsured in this state, which is more than double the nation average. And premiums for full coverage policies are still below the national average. MS has one of…

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Florida Vehicle Insurance Facts

The Sunshine State is consistently one of the top three most expensive states in the country for car insurance for both state required minimum and full coverage policies. Motorists need to pay about 2.5% of average household income for vehicle insurance premiums, which is more than twice in comparison to one of the cheapest places…

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Illinois Automobile Insurance Rates

The Prairie State has affordable vehicle insurance rates for both liability only and full coverage policies as premiums are lower than the national average, despite factors like cold weather and heavy congestion especially in the Chicago metropolitan area affecting cost negatively. In addition, the rates outside of the metro area are noticeably lower since the…

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Maryland Automobile Insurance

The average liability only car insurance premiums in the Old Line State are higher than the US figures. But the average rates for full coverage policies are lower than the country average. Unfortunately, ratio for uninsured drivers is at 14.1% and higher than the national average. States with dense populations, such as Maryland, experience elevated…

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Car Insurance in South Dakota

The Mount Rushmore State has one of the lowest auto insurance rates for state required minimum coverage. Full coverage policies cost well below the country average as well. Here is another state with a low population and well above average vehicle ownership with 147 cars for every 100 residents. The number of registered automobiles increased…

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Arizona Auto Insurance

Motorists can find cheap auto insurance in the Copper state as the average premiums are lower than the national averages for both basic liability only and full coverage policies, although life is slightly more expensive in this state. Nonetheless, 4.8 million drivers still need to shop around to find the best prices. Otherwise, they may…

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Tennessee Auto Insurance Prices & Rules

Tennessee car insurance rates are lower than the national average, both for liability-only and full coverage policies. However, the state faces a significant issue with uninsured drivers, with a high ratio of 23.7%, which is one of the highest in the United States. As a result, having Uninsured Motorist coverage becomes a priority in the…

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Car Insurance Rates in Arkansas

The Natural State has affordable auto insurance rates but minimum liability coverage is more affordable than the full coverage in comparison to the country averages. Arkansas has 2 million licensed drivers and 19.3% of them are uninsured. It is 53% higher than the US average making it one of the states with the highest uninsured…

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Missouri Automobile Insurance

The Show-Me State car insurance rates are fairly cheap for state required minimum liability only coverage. However, drivers have to pay almost four times more to buy a full coverage policy, which costs slightly below the national average. The state isn’t heavily populated in most parts to cause congestion, accidents, and high vehicle related crimes….

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Washington Auto Insurance

Motorists in Washington can enjoy affordable car insurance rates as the average cost of premiums are notably lower than the US average for both basic liability only and full coverage policies. However, the average cost of full coverage vehicle insurance is a lot cheaper than the country average and the premium gap between liability only…

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