It has one of the lowest Automobile ownership rates per capita in America. There is only half a car owned per person. Number of Uninsured Drivers at 12% is lower than the country average. This probably contributes to cheap auto insurance rates in Nevada. Living costs in the Silver State are reasonable and not a…
Continue readingStates Specific Information
Each one of the United States of America has their own auto insurance legislations. And those laws influence car insurance policies & prices. You can read them all here.
New Hampshire Car Insurance Rates
It has one of the lowest vehicle insurance rates in the US that both liability only and full coverage are affordable for most drivers. Less than average Uninsured Drivers (11%) show that people are happy to pay the premiums in the Granite State, where having a liability policy isn’t enforced if you meet financial responsibility requirements….
Continue readingNew Jersey Car Insurance
It is a highly popular and nice place but one of the most expensive places to live in the country too. Drivers can benefit from a few tips on how to get affordable auto insurance in the Garden State because it has one of the most expensive premiums in the US. You have a better…
Continue readingCar Insurance in New Mexico
It has the highest Uninsured Drivers rates (26%) in the country joint with Mississippi. It is almost twice higher than the national average. You would expect these excessive numbers would push the premiums up but it appears that you can get cheap auto insurance in New Mexico. You cannot help but ask why then there…
Continue readingAlaska Auto Insurance Coverage
The towns and vehicles can be few and far between when travelling here. No matter how quiet the roads are you still need to buy at least liability coverage for automobiles and keep the rules. Number of uninsured drivers at 12% is below the national average of 15%. This figure clearly shows that Alaskans are…
Continue readingAlabama Car Insurance
Alabama auto insurance rates are below the national average so 3.5 million licensed drivers should have no problem finding affordable policies. Two concerns are a large number of uninsured drivers (22%) which is probably the result of relatively lower household incomes. It is one of the poorest states in terms of earnings that may force…
Continue readingArizona Auto Insurance
Motorists can find cheap auto insurance in the Copper state as the average premiums are lower than the national averages for both basic and full coverage policies, although life is slightly more expensive in this state. Nonetheless, 4.8 million drivers still need to shop around to find the best prices. Otherwise, they may still end…
Continue readingCar Insurance Rates in Arkansas
The Natural State has affordable auto insurance rates but minimum liability coverage is more affordable than the full coverage in comparison to the country averages. It is also a fairly cheap state to live in. Residents like their cars here since there is nearly one per person. Vehicle ownership figure is much higher than most…
Continue readingAutomobile Insurance in Colorado
Living costs seem to be slightly over the national average but drivers, nearly 3 million licensed, can get cheap car insurance in Colorado. Numbers of Uninsured Drivers at 15% are in line with the US figures as well. It is surprising to see a state that pulls the averages in most areas relating to driving…
Continue readingAuto Insurance Coverage in Connecticut
Peaceful driving conditions here reduce risks of accidents and in turn, allow the residents to find affordable car insurance. Relatively acceptable auto theft and vandalism may be helpful as well. The Nutmeg State is one of the wealthiest in the country. That should make already reasonable premiums look even lower as it chips away at a smaller…
Continue readingDelaware Automobile Insurance Prices
Cost of living and auto premiums are a bit over the national average here. At least, the First State household income is higher than the most as well to reduce the effects of high costs. You need to shop around to find cheap auto insurance prices in Delaware, especially if you feel you are paying…
Continue readingFlorida Vehicle Insurance Premiums
It is consistently one of the top 10 most expensive states in the country for car insurance. Motorists need to pay about 2.5% of average household income for a vehicle policy, which is more than twice in comparison to one of the cheapest places like Maine. Obviously, you spend twice more if you live in…
Continue readingAuto Insurance Rates in Hawaii
It is one of the most expensive states to live in the US. Residing in a constant tourist destination comes with a hefty price. The land is expensive and food is mostly brought from outside, which increases living costs for the residents. However, 900,000 licensed Hawaiian drivers can enjoy cheap vehicle insurance. And perhaps because…
Continue readingAutomobile Insurance in Idaho
The residents and motorists here have a lot to cheer about. They have one of the lowest living costs in America as well as one of the cheapest auto insurance rates. Furthermore, the number of drivers without a policy are pretty low at about 5%, which is about only 1/3 of the country average. Overall…
Continue readingIllinois Auto Insurance Rates
The Prairie State has affordable auto insurance rates for both liability only and full coverage policies as premiums are lower than the national average. This is good news for motorists because their rates remain cheap despite factors like cold weather and heavy congestion especially in the Chicago metropolitan area affecting cost negatively. In addition, the…
Continue readingAutomobile Insurance in Indiana
Hoosiers shouldn’t have any problem getting cheap car insurance as it has one of the lowest rates in the US. It has the least car ownership per capita in the country with about 500 per 1000 people. It is a good job Uninsured Motorist Coverage is automatically included in a minimum liability policy (unless it…
Continue readingAuto Insurance Rates in Iowa
It must be good to live here with the cheapest car insurance rates in the US, one of the lowest living costs and fewer uninsured drivers, too. It is no surprise that it has one of the highest auto ownership figures of one car per person (1000 cars per capita). Overall, it has pleasant and…
Continue readingKansas Car Insurance Rates
It is one of the cheapest places to live in the country. This is a sign that most things are plentiful and sold at reasonable prices here. This naturally increases the standard of living for the residents. Uninsured drivers are at 10%, which is lower than the 14% US figure. Another pleasing statistic that shows…
Continue readingKentucky Car Insurance Rates
It is one of the cheapest states to live in America. Residing in a more affordable region has the effect of increasing standard of living in comparison to another area with the same take home income but pricier goods and services. Uninsured drivers rates are pretty high at 18% compared to 14% national average. Kentucky…
Continue readingTennessee Auto Insurance Prices & Rules
Tennessee car insurance rates are well below the national average for both liability only and full coverage but has a serious problem with uninsured drivers, which are at 24% and very high in any standard. It is almost a revolt against the local authority setting and enforcing the laws requiring minimum liability coverage when a…
Continue readingCalifornia Auto Insurance Costs
Car insurance costs in California are one the highest in the country. There are several reasons for this like the state having the highest number of auto thefts in the country and tighter regulations. Higher premiums are more obvious in larger cities where policies are pricier in comparison with suburbs. Keeping clean driving and traffic…
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