In the Beehive State, car insurance rates are lower than the national average for both full and state required minimum coverage. The number and ratio of drunk driving related traffic deaths in this state is one of the lowest in the country. Utah has the lowest blood alcohol limit in the country at 0.05%, while…
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Auto Insurance in South Carolina
South Carolina average car insurance rates are well below the national average for both basic state required minimum coverage and full coverage policies. Uninsured Motorists at 10.9% is below the US average as well. However, the ratio of alcohol related traffic deaths in this state is relatively high. The Palmetto State’s vulnerability to tropical storms…
Continue readingNebraska Car Insurance Rules and Facts
Nebraska has cheap average auto insurance rates for state-required minimum coverage. Despite being 4.5 times more expensive than a liability only policy, the average cost of a full coverage policy remains below the national average, making it reasonably affordable. With a high auto ownership rate per capita, matching the number of cars to people, the…
Continue readingNew Hampshire Car Insurance Rules
In the Granite State, vehicle insurance rates are among the lowest in the US. Both average liability-only and full coverage premiums are reasonably priced. Although a liability policy isn’t mandatory when financial responsibility criteria are met, the uninsured driver ratio at 6.1%—less than half the national average—shows the recognition of auto insurance’s importance among drivers…
Continue readingAuto Insurance Rates in Hawaii
The good news for 917,000 licensed Hawaiian drivers is that car insurance rates are cheap in this state. Both the average costs of state required minimum coverage and full coverage policies are much lower than the US average and full coverage policies are relatively more affordable. And perhaps because of it, the ratio of uninsured…
Continue readingAuto Insurance Coverage & Costs in Georgia
There are 7.6 million licensed drivers in the Peach State and on average they pay slightly over the national averages for both liability only and full coverage car insurance. The ratio of uninsured motorists is at 12.4% and just slightly below the national average. Georgia is one of the most populous states and the second…
Continue readingVermont Auto Insurance Coverage
The Green Mountain State has one of the cheapest car insurance rates in the US. The average premiums for both state required minimum liability-only and full coverage policies are substantially below the national average. The ratio of uninsured drivers is 8.8% and well below the country average as well. With the second-lowest population among states,…
Continue readingDelaware Automobile Insurance Facts
The First State has one of the top ten most expensive car insurance rates in the country. The average premiums for both liability-only and full coverage policies are higher than the national average but liability-only coverage is relatively more expensive. Delawareans have one of the highest automobile ownership per capita with one car owned for…
Continue readingWyoming Auto Insurance Coverage
The car insurance rates for a liability-only policy in the Equality State are among the most affordable in the nation. Although full coverage policies tend to be approximately six times more expensive than liability-only vehicle insurance coverage on average, they remain affordable compared to numerous other states and the national average. With an impressive ratio…
Continue readingVehicle Insurance in Oklahoma
The state required liability only vehicle insurance coverage in Oklahoma is cheap as the average premium is about 1/3 lower than the US average. However, the average automobile insurance cost for a full coverage policy is fairly high and very close to the national average. The ratio of uninsured drivers has fallen significantly in recent…
Continue readingNorth Carolina Auto Insurance
The Tar Heel State has fairly cheap car insurance rates as premiums are well-below the national average for both state required minimum and full coverage policies. It has one of the lowest automobile ownership in the country with 840 cars per capita. The ratio of uninsured drivers at 7.4% is one of the lowest in…
Continue readingCar Insurance Coverage in Montana
The Treasure State average automobile insurance premiums for a liability only policy is less than half the national average. The average cost of full coverage vehicle insurance is also below the US average but drivers have to pay 6 times more than the basic coverage for it. At 8.5% uninsured motorists ratio is about 1/3…
Continue readingRhode Island Auto Insurance Coverage
Despite being one of the most densely populated areas in the USA with congested roads, car insurance rates in Rhode Island remain reasonably priced, even lower than the national average for both liability only and full coverage policies. However, the Ocean State has a significant uninsured drivers ratio of 16.5%. Given the higher likelihood of…
Continue readingAuto Insurance in Maine
Maine stands out with some of the most affordable vehicle insurance rates in the US. It currently holds the distinction of having the second-lowest average cost for a liability-only policy and the lowest premium for a full coverage policy in the country. Additionally, Maine boasts one of the lowest rates of uninsured drivers, at just…
Continue readingKentucky Car Insurance Rules
The average auto insurance premiums in Kentucky slightly exceed the national averages for both minimum state-required coverage and full coverage policies. Kentucky features unique vehicle insurance regulations and price discrepancies that are worth exploring. The state has an uninsured driver rate of 13.9%, which is also above the national average. Additionally, the average annual mileage…
Continue readingAlabama Vehicle Insurance Facts
The average Alabama car insurance costs are below the national average for liability only and full coverage policies. However, state minimum coverage is relatively cheaper and 3.8 million licensed drivers need to pay over 4 times if they want to upgrade a basic liability only policy to full coverage. While the premium difference might seem…
Continue readingCar Insurance Facts in New Mexico
Motorists can get cheap auto insurance rates in New Mexico for both state required minimum liability only and full coverage policies, as average premiums are below the US average. This state has one of the highest uninsured drivers ratio in the country at 21.8% which is nearly twice higher than the national average. This can…
Continue readingAutomobile Insurance Facts in Ohio
The Buckeye State has one of the cheapest car insurance rates in the US for both the state required minimum liability only and full coverage policies. The ratio of uninsured drivers stands at 13% and slightly higher than the country average. Impressively, this state has nearly 8.3 million drivers, ranking among the highest in the…
Continue readingAuto Insurance Facts in Oregon
Car insurance costs in the Beaver State exhibit an interesting divergence. The average expense for minimum state-required liability-only coverage is relatively high, although it remains slightly below the US average. Conversely, the average cost for a full coverage policy is notably more affordable, significantly undercutting the national average. The ratio of uninsured drivers is 10.7%,…
Continue readingTexas Auto Insurance Coverage
The Lone Star State car insurance rates are relatively expensive in comparison to most other states. Minimum state-required liability only policy is relatively cheaper and below the national average but the average cost of a full coverage policy is just above the country average. The ratio of Uninsured Motorists has been coming down in recent…
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