Avoid Accidents by Defensive Driving & Save on Car Insurance

No doubt, there are many crazy motorists on the roads. Would you want to join in or watch out for them? Whatever others do we still have a large degree of control over accidents and our car insurance rates. It is only little comfort that they were at fault in a crash you were involved as well. Anticipating them and taking measures to avoid is the best course of action.

Always Keep the Distance and Watch Out for Dangers

Maintain a safe distance and you will be able to stop when you have to. Also, you will have a better view of the road and see the dangers brewing ahead. When you are too tight you will always be living on the edge and probably stressed. You will be looking at the back of an ugly vehicle all the time instead of watching far ahead and taking in the scenery. This will allow you to see traffic build-ups and incidents well in advance.

Be Ready for Driving

Many people seem to like using the time it takes from home to work to finish up other things. They do make up, shave, send texts and all sorts of other stuff. Before you start check your texts, mirrors and set the radio station so that you do not fiddle with them once you get going. Just pay attention to the road ahead and the surroundings. Get up a few minutes early if you have to and finish all you need to do well ahead.

Sleep Well and Stop if You Have to

Not having regular sleeps affect people’s performance behind the steering wheel. If you have a disorder seek medical advice. Sleep deprivation will one day drop you into hot waters. Also, you should not keep going when you know you should stop and rest a bit. There is always tomorrow when it comes to driving. Otherwise, it can take only few seconds to fall into sleep and cause a fatal accident.

Mind the Time of the Day

Statistically early hours of Saturday and Sunday are the most dangerous. There may be many drunk and tired drivers on the roads that you either want to stay away or be extra careful. If you notice a driver acting strangely, coming on and off the lane and swirling keep a bigger gap. Being aware of the possible risks will help you navigate them a lot better. Also, try to get away and start before a certain bottleneck or bridge is no longer passable because the rush hour has hit it. The longer you are out the higher the risks of something happening.

Keep Your Temper in Check

Mind to keep a calm and effective mood. Don’t be ready to flare up like an old sore. Getting into arguments or angry exchanges with complete strangers will not do you any good. If someone is flashing at you, let him or her pass. If someone pushing ahead of you let them go first. Don’t think that you are doing it because you are kind to others. By being calm and accommodating you are being kind to your heart. Stress is not healthy and causes many illnesses including heart attack.

Save on Automobile Insurance

Carriers always check DMV and accident records before they firm up their quotes. It is no brainer that you will have cheap auto insurance and keep them as long as you avoid claims. When you have a collision you will lose the good driver discounts and it will affect premiums for at least three years. This could easily mean that you will have to pay thousands of dollars more in that period for vehicle insurance.

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