Review of the 10 Safest Cars to Own

Looking at buying a new car? Trying to decipher which features matter and which style of car provides the best protection for your family can be a difficult task. However, relying on two organizations which are solely focused on evaluating cars is a smart choice. The vehicles listed in the National Highway Traffic Safety Administration’s 5 Star Rating and the Insurance Institute for Highway Safety’s Top Picks should be your only consideration. Our list combines cars only with the top scores from both.

How the List was Decided

It is based on vehicles that were tested by both organizations and received highest marks in their class in both rating systems for the model year 2015. If a vehicle or class of vehicles did not score ‘perfect’ ratings in the IIHS system they were dropped from scoring with the NHTSA’s system being the tie-breaker. For example the Subaru Impreza hasn’t missed any point, whereas the Subaru Crosstek and Honda Civic were 2nd and 3rd in the category receiving 13 of 15.

safe vehicles to own

Small Cars

  1. Subaru Impreza – received a perfect Top Safety Pick Pus award with the highest rating for front crash prevention technologies of ‘Superior’. The tests include a small front overlap, moderate front overlap, side impact, roof strength and effectiveness of head restraints and seat belts. The Impreza is impressive with a 14/15, getting 4 of 5 for its frontal crash score.

The runners up in the Small Car category included the iconic Honda Civic and the veritable Subaru Crosstek.


A dead-heat tie in the Midsize Sedan category provides two of the four “Absolute Perfect” scores across both organizations, with another three models tying for a top 10 spot.

  1. Honda Accord – the two door version received an ‘Absolute Perfect’ TSP+ and 5 with 15/15.
  2. Subaru Legacy – the Subaru name is synonymous with quality and durability.
  3. Hyundai Sonata – The three way tie of the next three vehicles is proof that a midsize vehicle can be very protecting on the roads. Remember most of these tests were done with ‘all’ the optional features in each model. They should be included when purchasing.

Midsize Luxury

  1. Lexus ES 350 – was the only midsize luxury sedan to be qualified for this list, which is surprising with the many brands and monikers that vie for your purchases.

Large Family

  1. Toyota Avalon – provides the only option for families that want the ultimate protection.

Large Luxury

  1. Acura RLX – when it comes to a large luxury sedan, the Acura RLX and Hyundai Genesis were two models gained the other 2 across both testing.
  2. Hyundai Genesis

The venerable Mercedes E Class receives an honourable mention.

Small SUV

  1. Mazda CX-5 – is worthy of your choice in the Small SUV category.

If you are looking for alternatives, the Subaru Forester and Toyota Rav4 come in a close second with only one star separating the three.

Midsize Luxury SUV

  1. Acura MDX – a near spotless, the Acura provides a great option if you are looking for a larger and more luxurious SUV.

Lexus RX is an honorable running mate, losing to the Acura by one.

Please remember that these agencies do not test ‘every’ single vehicle ever produced, so even a list that combines vehicles from both agencies can be missing a considerable number of models. However the agencies do check a wide array.

Safe Cars Cheap Insurance

Your car’s protective features not only save you and your loved ones but also save money when insuring it. Remember that your auto insurance costs based on the likelihood of the carrier paying out for damages. The more dependable the vehicle is the less likely you and your passengers will suffer serious injuries in it in cases of accidents. Hospital bills are expensive and liability claims are plenty in America that insurers are happy to offer cheaper rates to owners. Cheap automobile insurance premium is another reason for you to be searching for the best auto in its class.

Another important point to state is that these vehicle standards improve every year. Hence, you may need to change your drive every few years if you want to be benefiting from the latest protections. The same goes for other gadgets and comforts around cars, including connectivity, GPS technology, and crash avoidance features.