Often customers get further discounts when they purchase more then one item at a time. Would this same logic apply to buying car insurance coverage? Would you get any discount if you buy insurance cover for more than one vehicle at the same time and from the same insurer?
You should mention that you have a policy already when you are buying the second one and ask for discounts. Usually there will be discounts around five to ten percent for buying another policy from the same insurer. Also, they would be able to sell you a multi-car policy which is one policy for all your cars. Probably multi-car insurance policies would be the cheapest option for you.
Some motorists may think that they have to buy the same auto insurance coverage for all the cars when they insure them under a multi-car policy. This is not the case as you can buy liability only for one vehicle and full coverage for the other. There is some room for flexibility in the way you can insure your automobiles.
Many insurers would be happy to extend the vehicle insurance discounts to your family members as well as long as they live in the same household. For example, they can offer lower rates for teenage drivers if they are already insuring the parents’ automobiles. It is always worth asking the question.
They can also offer you savings if they are already insuring your home. Companies love to up-sell to their existing policyholders before anyone else can come between. Therefore, they offer various incentives to check.
Don’t rush, ask the sales agent calculate in several ways and see which one is better for you. Sometimes, people may not want multi-car insurance policies. For example, they may be intending to sell the old car shortly and it may be expiring anyway. They may not want to mix things up, finish with the old one in due course and continue the new one. Whichever you prefer they can arrange it. The short answer is, yes you should be able to get some discounts.