What Is Insurance Score?

It is now common knowledge that insurers look at credit history while determining premiums charged in nearly all states, except California, Hawaii and Massachusetts. Insurance score takes it a little further than just looking at financial activities and includes claim, accident and driving history into account as well to come up with a figure that…

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Primary and Secondary Driver Insurance

Often more than one person operates a particular vehicle. Companies would want to know who would be driving it most and who else would be listed. That is why you would need to determine who is the primary and secondary user of it. This is usually not difficult. Usage is an important consideration when it…

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When Does Car Insurance Activate?

You don’t want to make mistakes when insuring an automobile and want to know exactly when it will be placed on cover. You may need it to start at a later date or as quickly as possible depending on circumstances and current policy. Knowing where you stand will reduce anxiety and allow you efficiently move…

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Calculate Your Auto Insurance Premium Fast

There are many calculators to help consumers find out costs and budget better. They work well when everyone gets charged similarly regardless. However, so many specific factors affect car insurance rates applied to you that it is difficult to use a basic tool for figuring out how much premium you should pay to insure a…

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Gap Insurance Refund

Guaranteed Auto Protection is a valuable debt-cancellation tool although often referred to as insurance. Its purpose is to pay the difference between actual cash value of the car and outstanding loan on it in case the insurer totals it after it is damaged by a listed peril. It can be a valuable protection especially in…

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How Much Is Car Insurance Down Payment?

While it may be attractive to spread the premium over a period you would need to keep the costs in mind too. Most insurers offer various alternatives for their policyholders, as long as certain requirements are met. Usually, the size of it and number of proceeding installments depend on zip code, provider and credit history….

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Do You Insure the Car or the Driver?

Sometimes it can be confusing what you are really insuring, the vehicle or people? That is why these questions are often asked. It may sound like a tongue twister but actually a very good point to understand how it works. We may need to look at specific circumstances to clarify whom and what is included….

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